Abbasali Zeynalov
1-st Madan, Building 14, Bingedi District
Summary
Attentive and goal-focused brings successful approach to cultivating complex best practices to meet organizational and regulatory expectations. Detail-oriented focus on achieving expected outcomes. Enthusiastic hard worker with expertise in cultivating lucrative client relationships and implementing better processes and procedures. Results-driven Consultant with comprehensive experience leading and improving industry operations. Uniquely qualified to navigate rigors of latest standards, specifications and protocols for organizational and regulatory needs fulfillment. Lends complex roadmaps and calls-to-action to regularly achieve ambitious objectives.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Consultant
Freelance
Baku
09.2023 - Current
- Preparing Business Plans for EDF.
- Preparing Business Plans for MCGF.
- Preparing Business Plans for EZDA.
- Management accounting.
- Financing of business.
Chief Specialist (head of Division SME-CORP)
“EDF” PLE
Baku
10.2022 - 09.2023
- Detailed credit analysis of financial information, including published and management reports, financial models, and appropriate sensitivity scenarios.
- Cash Flow Analysis and borrower's financial projection for loan repayment.
- Draw conclusions based on data analysis and financial analysis.
- To measure borrowers' creditworthiness regarding an input database consisting of qualitative and quantitative information.
- Undertake risk analysis on new and existing transactions.
- Responsible for decision making in line with internal guidelines and methodology.
- Oversee day-to-day operations.
- Monitor team performance and report on metrics.
- Listen to team members' feedback and resolve any issues or conflicts.
- Create an inspiring team environment with an open communication culture.
Credit and Guarantee Department – Chief Specialist
“EDF” PLE
BAKI
09.2021 - 09.2022
- Create and update CSM financial model for up to 200 KAZN loan applications.
- Detailed credit analysis of financial information, including published and management reports, financial models, and appropriate sensitivity scenarios.
- Cash Flow Analysis and borrower's financial projection for loan repayment.
- Draw conclusions based on data analysis and financial analysis.
- To measure borrowers' creditworthiness regarding an input database consisting of qualitative and quantitative information.
- Undertake risk analysis on new and existing transactions.
- Responsible for decision making in line with internal guidelines and methodology.
Underwriting Department – Senior Specialist
“AccessBank” CJSC
Baku
01.2021 - 09.2021
- Detailed credit analysis of financial information, including published and management reports, financial models, and appropriate sensitivity scenarios.
- Cash Flow Analysis and borrower's financial projection for loan repayment.
- Draw conclusions based on data analysis and financial analysis.
- To measure borrowers' creditworthiness regarding an input database consisting of qualitative and quantitative information.
- Undertake risk analysis on new and existing transactions.
- Responsible for decision making in line with internal guidelines and methodology.
Underwriting Department –Leading Specialist
“AccessBank” CJSC
Baku
09.2020 - 12.2020
- Detailed credit analysis of financial information, including published and management reports, financial models, and appropriate sensitivity scenarios.
- Cash Flow Analysis and borrower's financial projection for loan repayment.
- Draw conclusions based on data analysis and financial analysis.
- To measure borrowers' creditworthiness regarding an input database consisting of qualitative and quantitative information.
- Undertake risk analysis on new and existing transactions.
- Responsible for decision making in line with internal guidelines and methodology.
Leading Underwriter of Business Credit Risks
“Yelo Bank” OJSC
Baku
02.2019 - 09.2020
- Detailed credit analysis of financial information, including published and management reports, financial models, and appropriate sensitivity scenarios.
- Cash Flow Analysis and borrower's financial projection for loan repayment.
- Draw conclusions based on data analysis and financial analysis.
- To measure borrowers' creditworthiness regarding an input database consisting of qualitative and quantitative information.
- Undertake risk analysis on new and existing transactions.
- Responsible for decision making in line with internal guidelines and methodology.
Underwriter of Credit Risks Division
“Yelo Bank” OJSC
Baku
08.2018 - 01.2019
- Detailed credit analysis of financial information, including published and management reports, financial models, and appropriate sensitivity scenarios.
- Cash Flow Analysis and borrower's financial projection for loan repayment.
- Draw conclusions based on data analysis and financial analysis.
- To measure borrowers' creditworthiness regarding an input database consisting of qualitative and quantitative information.
- Undertake risk analysis on new and existing transactions.
- Responsible for decision making in line with internal guidelines and methodology.
- Rating Systems Management
Accountant
Freelance
Baku
05.2016 - 08.2018
- Preparing an income statement.
- Revision of work correctness of cashiers.
- Tax accounting and consulting.
- Management accounting.
- Financing of business.
- Preparing balance sheet.
Specialist of Corporate Credit Risks Division
“VTB Bank Azerbaijan”
Baku
10.2015 - 04.2016
- Detailed credit analysis of financial information, including published and management reports, financial models, and appropriate sensitivity scenarios.
- Draw conclusions based on data analysis and financial analysis.
- To measure borrowers' creditworthiness regarding an input database consisting of qualitative and quantitative information.
- Undertake risk analysis on new and existing transactions.
- Monitoring, management, and reporting of customer positions, including excesses.
- Liaison with internal departments - Legal/Documentation, Operations, Compliance, Market/Country Risk, Front Office, Management, etc.
- Rating Systems Management
Monitoring Specialist
“VTB Bank Azerbaijan”
Baku
07.2014 - 10.2015
- Reevaluate complex applications, customers, and accounts for possible fraud, credit risk, and loss exposure.
- Assist risk analyst with investigations upon request.
- Analyze risks according to frequency, potential severity of loss.
- Act on possible loss in a timely and efficient manner.
- Follow up with additional internal partners, as needed, to identify additional information in support.
- Checking out balance sheet, income statement, and cash flow of borrowers.
Accountant
Freelance
Baku
05.2009 - 07.2014
- Preparing an income statement.
- Revision of work correctness of cashiers.
- Tax accounting and consulting.
- Management accounting.
- Financing of business.
- Preparing balance sheet.
Accountant
“Saf Torpag” LLC
Baku
11.2011 - 11.2012
- Preparing an income statement.
- Tax accounting.
- Preparing balance sheet.
- And other duties relating to financial issues.
Commercial Loan Specialist
“Invest Credit” None bank credit organization LLC
Baku
05.2011 - 10.2011
- Explain customers the different types of loans.
- Review all the financial information in the loan application.
- Providing credit service through direct marketing.
- Visit the client and prepare a site visit report.
- Carefully review the historical performance of the business and the projects.
- Prepare a loan narrative and financial analysis.
- Training of new incoming employees.
Education
MBA - Managment
UNEC
Azerbaijan06-2010
BBA - Informatics And Management
UNEC
Azerbaijan06-2007
Skills
- Cost Analysis
- Business Planning
- Operations Analysis
- Requirements Gathering
- Project Analysis
- Assessments
- Work Planning and Prioritization
- Analytical Thinking
- Project Leadership
- Forecasting and Reporting
- Client Relationships
- Process Optimization
- Problem-Solving
- MS Office
Languages
Azerbaijani
First Language
Engilish
Intermediate (B1)
B1
Russian
Intermediate (B1)
B1
Certification
Certificate for General Banking (Successfull Certificate) -Azerbaijan Bank Training Center
Certificate for Professional Accountant - International Training and Project Center
Timeline
Consultant
Freelance
09.2023 - Current
Chief Specialist (head of Division SME-CORP)
“EDF” PLE
10.2022 - 09.2023
Credit and Guarantee Department – Chief Specialist
“EDF” PLE
09.2021 - 09.2022
Underwriting Department – Senior Specialist
“AccessBank” CJSC
01.2021 - 09.2021
Underwriting Department –Leading Specialist
“AccessBank” CJSC
09.2020 - 12.2020
Leading Underwriter of Business Credit Risks
“Yelo Bank” OJSC
02.2019 - 09.2020
Underwriter of Credit Risks Division
“Yelo Bank” OJSC
08.2018 - 01.2019
Accountant
Freelance
05.2016 - 08.2018
Specialist of Corporate Credit Risks Division
“VTB Bank Azerbaijan”
10.2015 - 04.2016
Monitoring Specialist
“VTB Bank Azerbaijan”
07.2014 - 10.2015
Accountant
“Saf Torpag” LLC
11.2011 - 11.2012
Commercial Loan Specialist
“Invest Credit” None bank credit organization LLC
05.2011 - 10.2011
Accountant
Freelance
05.2009 - 07.2014
MBA - Managment
UNEC
BBA - Informatics And Management
UNEC
Similar Profiles
Caitlin DohertyCaitlin Doherty
Hair, makeup& prosthetics artist at FreelanceHair, makeup& prosthetics artist at Freelance
Erickson SalangsangErickson Salangsang
Senior Full Stack Developer at FreelanceSenior Full Stack Developer at Freelance
Carlo Maiolo Aguinaco VianciniCarlo Maiolo Aguinaco Viancini
Tutor at FreelanceTutor at Freelance
Mason ChiuMason Chiu
Photographer and Content Creator at FreelancePhotographer and Content Creator at Freelance
Amy LonguaAmy Longua
IT specialist at George Washington UniversityIT specialist at George Washington University