Sabina Aliyeva
Baku,AZ
Summary
Highly focused and results-driven Product Owner with over 11 years of experience in the banking sector, including 4+ years in digital finance and product ownership. Deep knowledge of business and retail banking products, regulatory compliance, and digital transformation. Successfully launched end-to-end fintech solutions, managing all phases from discovery and benchmarking to MVP release and government integration. Skilled in translating complex business requirements into scalable digital products that drive stakeholder value. Strong cross-functional leadership, strategic vision, and hands-on experience with API integration and SQL-based analysis.
Overview
14
14
years of professional experience
4
4
Certification
Work History
Product Owner (Digital Finance)
PashaBank OJSC
08.2021 - Current
- Conducted market, user, and competitor analysis for new fintech product development
- Defined product vision and roadmap aligned with strategic objectives
- Managed backlog, created user stories, and prioritized features in line with stakeholder needs
- Led end-to-end development of supply chain financing and distribution products
- Coordinated with government authorities (TAX) for seamless product integration
- Supported User Acceptance Testing (UAT) and lifecycle management
- Reported change requests and bugs using JIRA; collaborated closely with engineering
- Created business documentation, test cases, and training materials
Team Leader (CIB, SME & Individual Banking)
PashaBank OJSC
02.2016 - 08.2021
- Oversaw front-office operations, document compliance, and KYC validation
- Served as escalation point for VIP client service issues
- Ensured alignment with customer needs and business regulations
- Provided coaching and mentorship to client-facing teams
Customer Service Specialist
Expressbank OJSC
11.2011 - 02.2016
- Delivered high-quality service through multi-channel support
- Led junior representatives and coordinated service workflows
- Identified process improvement opportunities to enhance service delivery
Education
MBA - Marketing
ASEU
01.2013
Information Technology -
ASEU
01.2011
Skills
- Product Management & Strategy
- Agile Methodologies
- Stakeholder & Vendor Management
- API Integration
- SQL for Data Analysis & Reporting
- UX/UI Principles
- Customer Experience Design
- Business Process Optimization
- Jira
- Figma
Certification
- PSPO I, 01/01/23
- The Ultimate Product Owner, 01/01/22
- Data-Driven Product Management Simulator, 01/01/23
- Risk Management, 01/01/25
- Agile Meets Design Thinking, 01/01/21
- Digital Marketing, 01/01/23
Timeline
Product Owner (Digital Finance)
PashaBank OJSC
08.2021 - Current
Team Leader (CIB, SME & Individual Banking)
PashaBank OJSC
02.2016 - 08.2021
Customer Service Specialist
Expressbank OJSC
11.2011 - 02.2016
MBA - Marketing
ASEU
Information Technology -
ASEU