Amal Rahimli
Summary
Data Analyst specializing in credit risk analytics, with experience at VTB Bank (Azerbaijan). Experienced in portfolio analysis, scoring model monitoring, and automated reporting using SQL and Power BI. Focused on delivering efficient, data-driven solutions for risk and business functions.
Overview
1
1
year of professional experience
1
1
Certification
Work history
Junior Data Analyst
Bank VTB (Azerbaijan)
Baku
2025.09 - Current
- Designed and implemented an end-to-end automated dashboard for the problem loans unit using SQL and Power BI, removing manual workload entirely and improving visibility of collection performance metrics.
- Performed scorecard monitoring and validation by calculating Z-score and Information Value (IV), assessing model stability, variable significance, and overall predictive performance.
- Performed calculations for bank reserves to contribute to financial risk management processes.
- Developed SQL scripts based on management requirements to facilitate efficient data analysis.
- Designed and implemented 5+ end-to-end analytical solutions for credit portfolio trend analysis and risk metrics, achieving ~70% automation of data processes and significantly improving reporting efficiency.
- Designed and implemented an automated SLA reporting solution, streamlining monthly calculation of AR and TR via SQL and Power BI, enhancing reporting efficiency and data reliability.
- Prepared and submitted monthly migration and vintage analysis reports to the Central Bank, supporting regulatory compliance and credit risk monitoring.
Accounting & Data Operations Specialist
Bright Finance MMC
Baku
2025.03 - 2025.09
- Customizing modules (e.g., accounting, payroll, inventory, sales) to meet the specific needs of the organization.
- Localizing the system to comply with Azerbaijani financial and tax regulations.
- Training employees on data entry, report generation, and troubleshooting common issues.
- Ensuring the accuracy, consistency, and security of financial and business data within the 1C system.
- Migrating data from legacy systems to 1C during transitions.
- Backing up and restoring data regularly to prevent data loss.
- Developing or modifying financial, inventory, HR, or management reports using built-in report constructors.
- Diagnosing and resolving bugs or user issues.
Education
Bachelor of Arts - International Relations and Economics
Baku State University
2001.04 -
Skills
- SQL (complex joins, window functions, CTEs, query optimization, data transformation, ETL logic)
- Power BI & DAX (advanced data modeling, complex measures, time intelligence, performance tuning)
- Microsoft Excel (advanced formulas, Pivot Tables, data transformation, reporting automation)
- Data Modeling (relational data structures, schema design, KPI layer development)
- Data Analysis & Exploration (trend analysis, anomaly detection, segmentation)
- Data Visualization (interactive dashboards, business reporting, storytelling)
Certification
- Oracle Database SQL Certified Associate (1Z0-071) – Oracle
- Data Visualization with Tableau - Data Science Academy
- SQL for Data Science - Data Science Academy
- SQL(Advanced) - HackerRank
- Analysis and Reporting with Excel - Data SoCool
Analytical & Statistical Skills
- Statistical Analysis (Z-score, Information Value, basic probability)
- Credit Risk Modeling Concepts (LGD, PD fundamentals)
- Scorecard Monitoring & Validation
- Portfolio Analysis (migration, vintage analysis, trend identification)
- KPI Development & Performance Tracking (AR, TR, CR, SLA metrics)
- Risk Metrics & Financial Analysis (reserves calculation, portfolio quality)
- Data Interpretation & Insight Generation
Timeline
Junior Data Analyst
Bank VTB (Azerbaijan)
2025.09 - Current
Accounting & Data Operations Specialist
Bright Finance MMC
2025.03 - 2025.09
Bachelor of Arts - International Relations and Economics
Baku State University
2001.04 -