

As a Lead Specialist in the SME Department at Kapital Bank OJSC, I am responsible for managing and developing relationships with small and medium-sized enterprise (SME) clients. I analyze customers’ financial needs and provide tailored banking products and financing solutions to support their business growth. My role involves evaluating credit applications, conducting financial assessments, and ensuring compliance with internal policies and regulatory requirements. I collaborate closely with different departments to deliver high-quality customer service and achieve business targets. Additionally, I contribute to portfolio growth by identifying new business opportunities and maintaining long-term client relationships.