Summary
Overview
Work History
Education
Skills
Timeline
Generic

Cecilia Pauls

Mesa

Summary

Results-driven professional with a proven track record of delivering high-quality work and achieving company objectives. Recognized for exceptional communication and collaboration skills, fostering teamwork to enhance overall service delivery. Committed to continuous learning and professional growth, ensuring up-to-date knowledge in industry best practices.

Overview

20
20
years of professional experience

Work History

Sr. A/R Relationship Specialist

CVS HEALTH CORPORATION
Phoenix
08.2017 - Current
  • Arranged debt repayment or established schedules for repayment based on customer's financial situation.
  • Established good customer relations with customer to solve problems, resolve account delinquency and prevent losses.
  • Maintained accurate records of conversations with customers.
  • Educated customers about terms of contract to foster on-time payments.
  • Answered customer questions regarding account discrepancies or problems.
  • Provided customer service to resolve issues related to overdue accounts.
  • Provided excellent customer service by responding promptly to inquiries and requests for assistance.
  • Reviewed and analyzed individual customer situations to recommend payment plans.
  • Collected delinquent payments, contacting borrowers by telephone or correspondence to obtain payment.
  • Issued refunds to customers as per company policy.
  • Protected and preserved confidentiality and integrity of information to comply with HIPAA guidelines and company policies.
  • Initiated outbound calls to customers with delinquent accounts.

Credit & Collections Manager

Oxygen Service Company
Saint Paul
09.2005 - 07.2015
  • Analyzed customer payment patterns and credit worthiness for effective collections management.
  • Developed and implemented collection strategies to reduce delinquent accounts.
  • Interacted regularly with internal departments such as sales, accounting and finance for resolution of customer issues.
  • Investigated customer disputes, reviewed account histories, and resolved discrepancies in a timely manner.
  • Conducted skip tracing activities to locate missing customers or assets.
  • Negotiated payment arrangements with customers to ensure timely payments.
  • Worked closely with legal counsel to pursue legal action against delinquent customers when necessary.
  • Reviewed customer credit applications for accuracy and completeness prior to approval.
  • Maintained accurate records of all collection activity including phone calls, emails, letters sent and received.
  • Created financial management mechanisms to minimize financial risk to business.
  • Developed and implemented financial strategies to maximize profits and reduce costs.
  • Worked with cross-functional teams to achieve goals.
  • Managed time effectively to ensure tasks were completed on schedule and deadlines were met.
  • Collaborated closely with team members to achieve project objectives and meet deadlines.
  • Provided excellent service and attention to customers when face-to-face or through phone conversations.

Education

Bachelor of Science - Accounting

Colorado Technical University
Online Chicago, IL
03-2026

Skills

  • Customer service
  • Credit management
  • Collections strategy
  • Interpersonal communication
  • Time management
  • Problem solving
  • Trust building
  • Account management
  • Research and due diligence
  • Customer relations
  • Multitasking
  • Team collaboration
  • Fact-checking
  • Detail-oriented
  • Regulatory compliance
  • Multitasking Abilities
  • Interpersonal skills
  • Adaptability and flexibility
  • Organizational skills
  • Problem-solving aptitude
  • Professional demeanor
  • Continuous improvement
  • Inter-department collaboration
  • Training and mentoring
  • Active learning
  • Collaborative approach
  • Microsoft Excel

Timeline

Sr. A/R Relationship Specialist

CVS HEALTH CORPORATION
08.2017 - Current

Credit & Collections Manager

Oxygen Service Company
09.2005 - 07.2015

Bachelor of Science - Accounting

Colorado Technical University
Cecilia Pauls