Christian Howk
Phoenix
Summary
Successful Finance Manager with 20 years of experience in Auto industry in various positions. Motivated to provide my experience and skill set to help dealers maximize profit.
Overview
6
6
years of professional experience
Work History
Finance Manager
Sands Kia
12.2022 - Current
- Cultivated and sustained connections with customers, lenders, and third parties.
- Proactively identified solutions for customers experiencing credit issues.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Negotiated loan terms and conditions with customers to secure best deal.
- Compiled closing packages for drafting and presentation accuracy.
Finance Manager
Arrowhead BMW
12.2021 - 12.2022
- Evaluated loan requests and documents to verify accuracy and completeness.
- Assessed loan portfolios for compliance with underwriting policies.
- Explained very technical financial information to applicants in easy to understand language.
- Identified opportunities to cross-sell and upsell loan products to customers.
Finance Director
Ron Tonkin Honda
03.2020 - 12.2021
- Developed and maintained relationships with customers, lenders and other third parties.
- Proactively identified solutions for customers experiencing credit issues.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Negotiated loan terms and conditions with customers to secure best deal.
- Compiled closing packages for drafting and presentation accuracy.
Education
Graduate - Finance And Insurance Products And Sales
Ethos Finance School
Irving TexasSkills
Proficient in
CDK
Dealertrack
Reynolds & Reynolds
Route One
CUDL
Strong Cash Deal Penetration
Average PVR $2950
Accomplishments
Top Producer for 19 straight months in Auto Group with an average PVR of $3400
Timeline
Finance Manager
Sands Kia
12.2022 - Current
Finance Manager
Arrowhead BMW
12.2021 - 12.2022
Finance Director
Ron Tonkin Honda
03.2020 - 12.2021
Graduate - Finance And Insurance Products And Sales
Ethos Finance School