Edgar Montesinos Ramos
Peoria
Summary
Dynamic Branch Manager at A-L Financial with a proven track record in revenue generation and performance improvement. Expert in financial advising and relationship building, I successfully increased sales through strategic cross-selling and effective team leadership. Committed to fostering a high-performance culture while enhancing customer satisfaction and operational efficiency.
Overview
30
30
years of professional experience
Work History
Sales Manager
Lifted Trucks
Scottsdale
06.2024 - 11.2025
- Approved loan applications based on customer creditworthiness and provided financial guidance.
- Reviewed applicant credit histories to evaluate loan feasibility effectively.
- Processed loan applications from initiation to completion, ensuring timely monitoring.
- Trained and mentored new employees in collection methods and performance strategies.
- Managed retail store operations to optimize efficiency and service delivery.
- Increased sales through effective cross-selling of complementary items.
- Utilized CRM systems to enhance customer relationship management and personalize sales efforts.
- Conducted regular performance reviews, coaching staff to improve sales skills.
General Sales & Finance Manager
AMG Auto Center
Ontario
01.2018 - 01.2023
- Grew sales and boosted profits, applying proactive management strategies and enhancing sales training.
- Cross-trained existing employees to maximize team agility and performance.
- Monitored and analyzed business performance to identify areas of improvement and make necessary adjustments.
- Improved marketing to attract new customers and promote business.
- Controlled costs to keep business operating within budget and increase profits.
General Sales & Finance Manager
STG Auto Group
Ontario
02.2013 - 12.2017
- Identified opportunities to cross-sell and upsell loan products to customers.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Negotiated loan terms and conditions with customers to secure best deal.
- Processed loan applications and monitored progress from start to finish.
- Trained new and existing staff members in various financial procedures to prepare for job requirements.
Sales & Finance Manager
Valley Kia Of Fontana
Fontana
01.2010 - 02.2013
- Motivated team members to meet and exceed objectives by setting goals, tracking performance on daily basis and implementing improvement strategies.
- Coached employees in successful selling methods and encouraged cross-selling to drive revenue.
- Coached sales associates in product specifications, sales incentives, and selling techniques, significantly increasing customer satisfaction ratings.
- Maintained relationships with customers and found new ones by identifying needs and offering appropriate services.
- Grew sales and boosted profits, applying proactive management strategies and enhancing sales training.
- Maintained ethical and positive working environment to reduce turnover and promote high retention rates.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
Co-Owner
Inland Empire Auto Center
Fontana
08.2006 - 12.2009
- Monitored pipelines to track and log status of loans.
- Negotiated and finalized used car pricing and contract terms.
- Assisted with vehicle appraisals and location of desired vehicles for purchase.
- Managed used vehicle wholesales and auction acquisitions and monitored and adjusted inventory to optimize customer options.
- Coached sales team to drive traffic through phone and online appointments and referrals to meet or exceed sales targets.
Sales & Finance Manager
R&B Auto Center
Fontana
06.1995 - 09.2003
- Solved customer challenges by offering relevant products and services.
- Engaged with customers to build rapport and loyalty.
- Answered customer questions about sizing, accessories, and merchandise care.
- Organized racks and shelves to maintain store visual appeal, engage customers, and promote specific merchandise.
Education
High School Diploma -
Montclair High School
Montclair, CA06.1990
Skills
- Performance improvement strategies
- Management expertise
- Relationship building
- Extensive professional network
- Contract review
- Sales proficiency
- Analytical problem solving
- Team development and leadership
- Performance management
- Financial advising and credit analysis
- Loan processing and sales strategy
- Customer relationship management
- Employee training and development
- Effective communication skills
- Interpersonal skills
- Branch operations management
- Sales management and planning
- Dependable and people-oriented
- Business development expertise
- Revenue generation and enhancement
- Attention to detail and documentation
Languages
Spanish
Personal Information
Title: Sales & Finance Manager
Timeline
Sales Manager
Lifted Trucks
06.2024 - 11.2025
General Sales & Finance Manager
AMG Auto Center
01.2018 - 01.2023
General Sales & Finance Manager
STG Auto Group
02.2013 - 12.2017
Sales & Finance Manager
Valley Kia Of Fontana
01.2010 - 02.2013
Co-Owner
Inland Empire Auto Center
08.2006 - 12.2009
Sales & Finance Manager
R&B Auto Center
06.1995 - 09.2003
High School Diploma -
Montclair High School