Elmira Khalilova
Baku,Azerbaijan
Summary
Experienced Operational Risk Manager with expertise in risk identification, mitigation, compliance, and process improvement. Skilled in risk analysis, stakeholder management, and cross-functional collaboration to enhance operational efficiency and support business growth. Proven ability to implement effective risk management frameworks, optimize processes, and deliver measurable results through strategic planning and problem-solving.
Overview
14
14
years of professional experience
4
4
years of post-secondary education
1
1
Certification
Work history
Enterprise Risk Manager
PashaPay MMC
08.2023 - Current
- Developed a comprehensive risk management framework for maximising business efficiency.
- Collaborated with key stakeholders for creating effective response strategies to potential risks.
- Oversaw project budgets, minimising cost overruns and financial leakage.
- Reviewed existing policies and procedures for any hidden vulnerabilities or weaknesses.
- Mitigated financial loss by implementing proactive risk management tactics.
- Embedded controls and processes to monitor, report and minimise vulnerabilities.
Senior Enterprise Risk Management Specialist
PashaPay MMC
08.2022 - 08.2023
- Achieved improved risk management by conducting detailed risk assessments.
- Collaborated closely with department heads for a comprehensive view on organisational risks.
- Produced detailed reports on identified risks, facilitating strategic decision making.
- Developed robust contingency plans to ensure business continuity during unforeseen events.
Senior Risks Specialist
Accessbank CJSC
06.2021 - 08.2022
Senior IT and Operational Risks Specialist
Expressbank OJSC
05.2017 - 01.2021
Lead IT and Operational Risks Specialist
Expressbank OJSC
01.2017 - 05.2017
IT and Operational Risks Specialist
Expressbank OJSC
11.2014 - 05.2017
Customer Operations Specialist (Yasamal Branch)
Expressbank OJSC
12.2011 - 08.2014
Education
Bachelor's Degree - Finance and Credit
Azerbaijan State University of Economics
01.2007 - 01.2011
Skills
- Internal control evaluations
- Regulatory compliance understanding
- Operational risk knowledge
- Communication proficiency
- Process Improvement
Certification
- CAPSIM
- Leadership trainings
- Financial Monitoring Service
- Risk management in Banks
Languages
Russian - Native
Native
English - Intermediate
Upper intermediate
Affiliations
- Reading book, sport and traveling
Timeline
Enterprise Risk Manager
PashaPay MMC
08.2023 - Current
Senior Enterprise Risk Management Specialist
PashaPay MMC
08.2022 - 08.2023
Senior Risks Specialist
Accessbank CJSC
06.2021 - 08.2022
Senior IT and Operational Risks Specialist
Expressbank OJSC
05.2017 - 01.2021
Lead IT and Operational Risks Specialist
Expressbank OJSC
01.2017 - 05.2017
IT and Operational Risks Specialist
Expressbank OJSC
11.2014 - 05.2017
Customer Operations Specialist (Yasamal Branch)
Expressbank OJSC
12.2011 - 08.2014
Bachelor's Degree - Finance and Credit
Azerbaijan State University of Economics
01.2007 - 01.2011