ELNURA ABBASOVA
Baku
Overview
10
10
years of professional experience
1
1
Certification
Work History
Senior Compliance Specialist
Guavapay
05.2024 - Current
- Led investigations into complex and suspicious alerts, ensuring detailed and accurate documentation and reporting throughout the process
- Analyzed transaction monitoring alerts for irregular patterns or behaviors, facilitating prompt and effective investigations and resolutions
- Conducted continuous and meticulous monitoring of customers, tailored to their respective risk levels, to ensure ongoing compliance and mitigate potential risks
- Executed comprehensive Politically Exposed Persons (PEP), Sanctions, and adverse media screenings as integral components of thorough KYC/KYB and transaction monitoring reviews
- Spearheaded the customer onboarding process by rigorously following internal protocols to accurately identify and verify new applications for both individual and corporate clients
- Compiled comprehensive investigation findings and escalated critical cases for further review and action, ensuring all necessary measures were taken
- Performed detailed analysis of customers’ activities to detect patterns, structuring, anomalies and schemes in transactions and relationships across multiple businesses and bank accounts as per AML/CFT regulations
- Data analysis to identify current or emerging trends linked to illegal activity like Cryptocurrency, TBML etc
- Filed SAR in cases where required as per AML/CFT regulations
- Performed Sanctions Screening using Automated Sanctions Screening Tool (ATS) on prospective customers and RFI on possible matches.
Senior AML/CTF Specialist, Compliance Analyst
Azer Turk Bank OJSC
06.2021 - 05.2024
- Monitor all financial transactions / activities through Transaction Monitoring (Automated Tool) AML system
- Created cases on Automated Tool that led to Request For Information (RFI) to first line of defense for alerts requiring further investigation
- Analyzed & evaluated KYC/ CDD documents and findings
- Performed detailed analysis of customers' activities to detect patterns, structuring, anomalies and schemes in transactions and relationships across multiple businesses and bank accounts as per AML/CFT regulations
- Data analysis to identify current or emerging trends linked to illegal activity like Cryptocurrency, TBML etc
- Filed SAR in cases where required as per AML/CFT regulations to FIU
- Coordinate and assist all the Branch Managers/ Operation Managers (first line of defense) for matters relating to KYC/ CDD
- PEP/ Ultimate Beneficial Ownership identification and Negative (Adverse) Media risks and close monitoring High Risk Customers for EDD
- Reviewing accounts reported in LEA Letters and inquiries
- Performed Sanctions Screening using Automated Sanctions Screening Tool (ATS) on prospective customers and RFI on possible matches
- Performed Batch Screening using Automated Sanctions Screening Tool (ATS) quarterly/periodically for whole customer portfolio and RFI on possible matches
- Performed Payment Screening using Automated Sanctions Screening Tool (ATS) on cross border transactions released/ accepted in different currencies and RFI on possible matches
- Check completeness of trade documents (Bill of Lading, Trade Contract, Goods Declaration, Import/ Export Form etc) for TBML risk.
Controller
Azer Turk Bank OJSC
05.2016 - 06.2021
- Perform knowledge and transactions on Oracle Flexcube, BI, Caspel, Telescope, SVFE (SmartVista), TaxBank, JIRA
- To check the accuracy of the documents received on the operations carried out within the department and to control the organization and implementation of the banking program
- Organization of verification, approval and control of accounting records on operations carried out within the department
- To control the daily income and expenses of the department
- To control the opening of bank accounts for legal entities and individuals in accordance with the legislation
- To organize the control over the balances of receivables and payables used during operation
- To organize and control the verification of card orders, adaptation to the program, setting or canceling the limit, blocking of card accounts
- Make suggestions for improving accounting
- To control the regulation of financial risks in accordance with internal rules
- To perform the duties of the head of department during his absence and if necessary.
Customer Relations Specialist
Azer Turk Bank OJSC
07.2015 - 05.2016
- Operations on Flexcube, BI
- Providing information to customers about the banks products and services
- To open bank accounts of legal entities and individuals on the basis of relevant procedures in accordance with the legislation in force
- To perform all types of transactions on accounts.
Customer Service Specialist
UNIBANK CB
04.2014 - 05.2015
- Analyze customer service requirement and inform of all available services
- Manage all customer issues and resolve all complaints effectively
- Manage all customer inquiries through phone calls and emails and ensure appropriate assistance in compliance with company policies and procedures
- Develop and maintain professional relationship with colleagues and stakeholders to provide exceptional customer care services
- Analyze customer requirement for product and services and provide consultation to select appropriate product
- Prepare documents for individual accounts and associate customer interaction and ensure follow up on all pending issues
- Assist customer service employee and provide backup support
- Develop and maintain effective relationship with customers
- Monitor all customer calls, analyze problems for products and services and ensure optimal solution.
Education
Master Degree - Economics and Commerce
Azerbaijan State University of Economics
Baku, Azerbaijan05.2015
Bachelor degree - Economics and Commerce
Azerbaijan State University of Economics
Baku, Azerbaijan05.2013
Skills
- Clear sense of priority, good planning skills and ability to tackle work in organized approach
- Strong research skills, including online search tools, tenacity and ingenuity in pursuit of reliable source and information for suspicious activities investigation
- Excellent organizational, communication and project management skills
- Strong documentation skills, with ability to summarize findings effectively
- Excellent Analytic skills to review large customers data and make right decision at right time
- Strong skills in using Risk Based Approach (RBA)
- Strong Computer skills including tool likes Microsoft Office and especially Excel
- Communication and Interpersonal Skills
- Investigation and Case Management
- Data Analysis and Reporting
Websites
Certification
- Certified Anti-Money Laundering Specialist (CAMLS)
- Advanced AML/СFT
- AML / CFT Training sessions
- AFC Trends & Typologies: SAR Trends & Implications for Financial Investigations
- Defensive STR and its role in AML Advanced AML/СFT
- Payment Services Directive (PSD2) - Compliance Framework
- ACAMS Eurasia Chapter: Managing and Mitigating Recently Emerging Sanctions Risks
Languages
Azerbaijani
Proficient
C2
English
Advanced
C1
Russian
Intermediate
B1
Timeline
Senior Compliance Specialist
Guavapay
05.2024 - Current
Senior AML/CTF Specialist, Compliance Analyst
Azer Turk Bank OJSC
06.2021 - 05.2024
Controller
Azer Turk Bank OJSC
05.2016 - 06.2021
Customer Relations Specialist
Azer Turk Bank OJSC
07.2015 - 05.2016
Customer Service Specialist
UNIBANK CB
04.2014 - 05.2015
Master Degree - Economics and Commerce
Azerbaijan State University of Economics
Bachelor degree - Economics and Commerce
Azerbaijan State University of Economics
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