Summary
Overview
Work History
Education
Skills
Languages
Certification
References
Timeline
Generic
Francisco J Huitron Velazquez

Francisco J Huitron Velazquez

San Luis

Summary

Highly organized and adaptable, I effectively manage document processes and foster strong relationships with clients and stakeholders to drive successful loan outcomes. Results-oriented professional knowledgeable about wide range of loan products. Professionally works with different customers to meet individual needs and maximize bank revenue. Analytical problem-solver tenacious in pursuing sales opportunities.

Overview

23
23
years of professional experience
1
1
Certification

Work History

Account Executive

FINAGIL S.A. de C.V., SOFOM. E.N.R
San Luis Río Colorado
08.2023 - 02.2025
  • Prepared loan applications for submission to underwriting department.
  • Managed a portfolio of loans by monitoring payment status and providing customer service support.
  • Provided guidance on alternative financing options available to customers based on their individual needs.
  • Coordinated activities between internal departments such as sales, operations, and finance in order to facilitate smooth processing of loans.
  • Reviewed documents such as income statements, bank statements, and tax returns to assess credit risk.
  • Delivered high levels of customer service to facilitate smooth processes.
  • Collected past due loans, keeping credit and collateral exceptions within policy ranges.

Loan Document Specialist

Freelance
San Luis R. C.
02.2022 - 08.2023
  • Management of agricultural and business credits in banking and financial institutions.
  • Monitored the progress of open loans from application through closing.
  • Maintained a high level of confidentiality when handling sensitive information.
  • Verified customer information in loan documents against credit reports.
  • Managed document processes through scanning, filing and transmitting while following all standard procedures.
  • Assisted customers with questions regarding loan documentation.

Loan Processor

Proaktiva SOFOM
San Luis Río Colorado
12.2020 - 02.2022
  • Analyzed loan applications and supporting documents to determine eligibility for approval.
  • Explained the various types of loans available and advised on the best product suited for customer's needs.
  • Maintained accurate records in computer database system during loan origination process.
  • Prepared loan documents including promissory notes, deeds of trust, mortgage insurance policies and truth-in-lending statements.
  • Adhered strictly to company policies when completing tasks associated with loan processing duties.
  • Collaborated with underwriters to resolve any discrepancies in applicant's financial profile or documentation issues.
  • Monitored progress of each loan application from start to finish ensuring timely completion.
  • Communicated with customers via telephone or email to obtain additional documentation required for loan processing.

Loan Document Specialist

Freelance
San Luis Río Colorado
10.2019 - 12.2020
  • Management of agricultural and business credits in banking and financial institutions.
  • Monitored the progress of open loans from application through closing.
  • Maintained a high level of confidentiality when handling sensitive information.
  • Verified customer information in loan documents against credit reports.
  • Managed document processes through scanning, filing and transmitting while following all standard procedures.
  • Assisted customers with questions regarding loan documentation.

SMB Account Executive

Banco del Bajío, S. A. Institución de Banca Múltiple.
San Luis Río Colorado
10.2017 - 09.2019
  • Identifying and qualifying potential SMB clients, often through cold calling, networking, and utilizing sales tools.
  • Identified new business opportunities and developed customer relationships.
  • Worked successfully with diverse group of coworkers to accomplish goals and address issues related to our products and services.
  • Performed regular follow-ups with existing customers to ensure satisfaction levels remain high.
  • Participated in training sessions to stay up-to-date on changes in banking policies and procedures.

Loan Advisor

FINAGIL S.A de C.V. SOFOM, E.N.R
11.2014 - 09.2017
  • Ensured that all relevant documents were collected before making a decision about granting a line of credit.
  • Prepared and submitted loan applications to underwriters.
  • Met with credit applicants to acquire personal and financial information used to process credit report.
  • Supervised the fields of wheat cultivation.

Area Data Entry Clerk

SAGARPA
San Luis Rio Colorado
03.2011 - 11.2014
  • Verified accuracy and completeness of data entry into system databases.
  • Updated records and files with new entries, corrected or deleted existing information as needed.
  • Adhered to strict security protocols when handling confidential information.
  • Assisted with research activities related to the compilation of statistical information.
  • Utilized various software programs including Microsoft Office Suite to produce spreadsheets, reports, correspondence.

Rural Development Officer

SAGARPA
06.2009 - 03.2011
  • Conducted research on rural communities to identify needs and resources.
  • Monitored progress of ongoing projects and reported back to management team.
  • Analyzed data gathered from surveys, interviews, focus groups. related to rural development initiatives
  • Prepared grant applications for submission to relevant agencies for approval.
  • Organized meetings with local government officials, community leaders, and stakeholders to discuss issues related to rural development.
  • Coordinated with other departments to ensure effective communication between various stakeholders involved in rural development initiatives.

Sales Manager

Carpintería y Mueblería Internacional
06.2006 - 01.2009
  • Participated in negotiations with vendors regarding product purchases or contracts.
  • Managed daily operations of sales department, including supervision of staff members.
  • Maintained accurate records of all transactions between customers and company.
  • Assisted senior management in developing long-term strategic goals for the company's growth.

Industrial Engineer

TSE BRAKES de México
04.2004 - 06.2006
  • Production line process auditor.
  • Provided production support, analysis, and troubleshooting based on QS 9000 and ISO 9001.
  • Assisted in troubleshooting complex problems related to design or process issues.
  • Supervised a team of 20+ employees, ensuring tasks were completed efficiently and accurately.
  • Engineering Department: Production support, analysis, and troubleshooting on the 2nd shift.
  • Collaborated with management teams to design innovative solutions that reduced labor costs while increasing output quality.
  • Conducted root cause analysis investigations when unexpected problems occurred during production runs.
  • Assessed current operational performance metrics and analyzed data trends to identify opportunities for improvement.
  • Created detailed training manuals outlining best practices for workers.
  • Designed efficient layouts of equipment, materials, and workspace to optimize workflow.
  • Directed engineering projects.
  • Supervised engineering and maintenance staff and facilitated hiring, training and personal development.

Industrial Engineering

EXPORTEX de México
04.2003 - 04.2004
  • Maintained records related to labor hours, material usage, machine downtime and other metrics used in evaluating performance.

Supervisor of Factory Operations

GPI MEXICANA S.A. DE C.V.
03.2002 - 01.2003
  • Organization and supervision of personnel, production based on objectives and goals.
  • Engineering Department: production support, analysis, problem solving.
  • Analyzed data from internal reports to identify areas needing improvement or corrective action.
  • Supervised line workers to ensure tasks were completed according to established standards.
  • Recommended measures to improve production methods, equipment performance and quality of products.
  • Organized workflow to meet daily production goals.
  • Monitored manufacturing variances to achieve quality improvement while resolving product process and equipment problems.
  • Recommended and implemented measures to improve production methods and quality of products.

Education

Industrial Engineer -

Centro De Estudios Superiores Del Estado De Sonora (CESUES)
San Luis Río Colorado, Sonora, México
01.2003

High School Diploma -

Centro De Bachillerato Tecnológico Industrial Y De Servicios No. 33
San Luis Río Colorado, Sonora, México
01.1998

Middle School Diploma -

Secundaria No. 22 Miguel Hidalgo Y Costilla
San Luis Río Colorado, Sonora, México
01.1995

Elementary School Diploma -

Escuela Primaria General Abelardo L. Rodríguez
San Luis Río Colorado, Sonora, México
01.1992

Skills

  • Microsoft Word
  • Microsoft Excel
  • Microsoft PowerPoint
  • Client needs assessment
  • Sales strategy
  • Credit analysis
  • Credit evaluation
  • Document management
  • Sales strategies
  • Financial analysis
  • Customer relationship management
  • Loan processing
  • Problem solving
  • Data analysis
  • Adaptability
  • Teamwork
  • Professionalism
  • Goal setting
  • Task prioritization
  • Sensitive material handling
  • Highly organized
  • Database management
  • Direct sales

Languages

Spanish
Native/ Bilingual
English
Limited

Certification

  • SME Commercial Executive Certification (June 2019)
  • Electronic Banking Certification (2019)
  • Code of Conduct Certification
  • Information Security Certification
  • SME Elite Course (2019)
  • Project Formulation and Evaluation Workshop Level I – FIRA: (14 al 18 de November 2016 – 40 horas) Mexicali, B. C.
  • Regional Workshop on Strategic Project Design (September 2010).
  • The Human Side of Supervision Course (2003). San Luis Río Colorado, Sonora.
  • II Industrial Engineering Symposium (organizer): CRONOS 2003 (May 2003). San Luis Río Colorado, Sonora.
  • VI Administration-Accounting Symposium: World Class Edition (October 10, 11, and 12, 2002). San Luis Río Colorado, Sonora.
  • International Industrial Engineering Symposium: AXIS (April 8, 9, 10, and 11, 2002). Hermosillo, Sonora.
  • V Administration-Accounting Symposium: Setting the Course (April 5, 6, and 7). and October 7, 2000) San Luis Río Col., Sonora.
  • 1st Industrial Engineering Symposium (organizer): Innovation, Challenge, and Commitment (May 18, 19, and 20, 2000) San Luis Río Col., Sonora

References

References available upon request.

Timeline

Account Executive

FINAGIL S.A. de C.V., SOFOM. E.N.R
08.2023 - 02.2025

Loan Document Specialist

Freelance
02.2022 - 08.2023

Loan Processor

Proaktiva SOFOM
12.2020 - 02.2022

Loan Document Specialist

Freelance
10.2019 - 12.2020

SMB Account Executive

Banco del Bajío, S. A. Institución de Banca Múltiple.
10.2017 - 09.2019

Loan Advisor

FINAGIL S.A de C.V. SOFOM, E.N.R
11.2014 - 09.2017

Area Data Entry Clerk

SAGARPA
03.2011 - 11.2014

Rural Development Officer

SAGARPA
06.2009 - 03.2011

Sales Manager

Carpintería y Mueblería Internacional
06.2006 - 01.2009

Industrial Engineer

TSE BRAKES de México
04.2004 - 06.2006

Industrial Engineering

EXPORTEX de México
04.2003 - 04.2004

Supervisor of Factory Operations

GPI MEXICANA S.A. DE C.V.
03.2002 - 01.2003

Industrial Engineer -

Centro De Estudios Superiores Del Estado De Sonora (CESUES)

High School Diploma -

Centro De Bachillerato Tecnológico Industrial Y De Servicios No. 33

Middle School Diploma -

Secundaria No. 22 Miguel Hidalgo Y Costilla

Elementary School Diploma -

Escuela Primaria General Abelardo L. Rodríguez

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Francisco J Huitron Velazquez