HEATH EINMO
Phoenix
Summary
Results driven and experienced finance professional with demonstrated track record of consistently achieving top performing status. Seasoned loan officer with robust background in mortgage and commercial lending. Skilled in evaluating financial information, assessing risk, and making informed loan approval decisions. Strengths include effective communication with clients to understand needs and providing tailored financial solutions. Demonstrated ability to improve loan processes resulting in increased customer satisfaction and efficiency gains.
Overview
19
19
years of professional experience
Work History
SENIOR MORTGAGE LOAN OFFICER
GoodLeap
Scottdale
01.2021 - 03.2025
- Manage between inbound and outbound calls
- Speak with customers to determine their needs and recommend the right loan products to help meet their goals
- Maintain an active knowledge base of all of the organization's loan products and an understanding of the qualifications required of each applicant.
- Identify and recommend products that meets the customer's needs and the organization's lending guidelines
- Review active loan files each day to determine if any documents are missing or what can be done to help the process along
- Utilize professional judgement to determine which potential borrowers represent good risk opportunities for the organization
SENIOR MORTGAGE LOAN OFFICER
PARAMOUNT EQUITY/LOAN PAL
07.2015 - 12.2020
- 5% Top Performers and was invited to All-Star Trip every year.
- Speak with customers to determine their needs and recommend the right loan products to help meet their goals
- Maintain an active knowledge base of all of the organization's loan products and an understanding of the qualifications required of each applicant.
- Identify and recommend products that meets the customer's needs and the organization's lending guidelines
- Review active loan files each day to determine if any documents are missing or what can be done to help the process along
- Utilize professional judgement to determine which potential borrowers represent good risk opportunities for the organization
SENIOR MORTGAGE LOAN OFFICER
COUNTRY WIDE/ BANK OF AMERICA
04.2008 - 07.2015
- Meet with customers to determine their needs and recommend the right loan products to help meet their goals
- Maintain an active knowledge base of all of the organization's loan products and an understanding of the qualifications required of each applicant
- Identify and recommend products that meets the customer's needs and the organization's lending guidelines
- Review active loan files each day to determine if any documents are missing or what can be done to help the process along
- Utilize professional judgement to determine which potential borrowers represent good risk opportunities for the organization
LOAN OFFICER
ASSURITY FINANCIAL SERVICES
12.2005 - 04.2008
- Speak with customers to determine their needs and recommend the right loan products to help meet their goals
- Maintain an active knowledge base of all of the organization's loan products and an understanding of the qualifications required of each applicant
- Identify and recommend products that meets the customer's needs and the organization's lending guidelines
- Review active loan files each day to determine if any documents are missing or what can be done to help the process along
- Utilize professional judgement to determine which potential borrowers represent good risk opportunities for the organization
- Meeting with customers face to face
Education
HIGH SCHOOL DIPLOMA -
ROBERT SERVICE HIGH SCHOOL
ALASKASkills
- National Mortgage Licensing System
- Consumer loan industry
- Licensed in multiple states
- Loan knowledge
- Mortgage products
- CONV
- FHA
- VA
- Non-conforming
- Communication skills
- Customer service skills
- Pipeline management
- Loan origination
References
Available upon request
Nmls Number
630350
Timeline
SENIOR MORTGAGE LOAN OFFICER
GoodLeap
01.2021 - 03.2025
SENIOR MORTGAGE LOAN OFFICER
PARAMOUNT EQUITY/LOAN PAL
07.2015 - 12.2020
SENIOR MORTGAGE LOAN OFFICER
COUNTRY WIDE/ BANK OF AMERICA
04.2008 - 07.2015
LOAN OFFICER
ASSURITY FINANCIAL SERVICES
12.2005 - 04.2008
HIGH SCHOOL DIPLOMA -
ROBERT SERVICE HIGH SCHOOL
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