Jabar Bonner
Surprise
Summary
Expert in financial crime investigations and compliance, with a focus on AML and fraud detection. Skilled in analyzing complex financial data and improving compliance processes, ensuring adherence to regulatory standards while effectively mitigating risks.
Overview
13
13
years of professional experience
Work History
AML Investigator
Guidehouse
12.2021 - Current
- Conducted in-depth analysis on fraud and money laundering concerns, filing suspicious activity reports based on independent assessments. Served as subject matter expert on investigations, presenting training classes on policies and procedures.
- Investigated cryptocurrency transactions to identify fraudulent activities, ensuring compliance with regulatory standards.
Compliance Analyst
American Express
05.2019 - 12.2021
- Conducted in-depth analysis on politically exposed persons to assess risk levels for the business, reviewed clientele against sanction lists across regions, and performed audits on potentially money laundering activities, submitting concise suspicious activity reports to management.
- Analyzed compliance policies to ensure alignment with regulatory standards, identifying gaps and recommending improvements to enhance compliance framework.
- Reviewed internal controls for effectiveness, ensuring adherence to guidelines and identifying areas for improvement to strengthen compliance processes.
- Performed risk assessments to identify compliance issues.
Fraud Specialist
USAA
01.2017 - 04.2019
- Analyzed fraud trends using advanced data analytics tools and techniques.
- Investigated suspicious claims and transactions to detect potential fraud activities.
- Collaborated with law enforcement to resolve complex fraud cases effectively.
- Analyzed client online security to identify breaches and mitigate risks.
Cost Basis Associate
Vanguard
07.2016 - 12.2016
- Utilized SQL platforms to perform stepped-up cost basis on investment portfolios, resolving errors in client accounts and ensuring accurate tax document distribution.
- Managed client inquiries, ensuring timely and accurate responses to enhance client satisfaction.
- Collaborated with teams to streamline processes, improving operational efficiency and service delivery.
- Developed and maintained documentation for internal processes and procedures.
Credit Analyst
Chase Bank
02.2013 - 07.2016
- Reviewed credit reports to identify potential risks and recommend actionable strategies to minimize financial exposure.
- Evaluated financial statements to assess creditworthiness of applicants.
- Analyzed credit applications for compliance with lending policies and regulations.
- Handled inbound calls evaluating credit risk and performed risk mitigation on clients' accounts. Conducted investigations into potential fraud towards the business.
Education
Bachelor of Interdisciplinary Studies - Business/ Economics
Arizona State University
Tempe, AZ12-2010
Skills
- Financial crime investigation and analysis
- Fraud detection and reporting
- Know your customer (KYC) practices
- Enhanced due diligence processes
- Sanctions screening and compliance
- Alert triage and management
- AML policies and regulations
- Compliance analysis and adherence
- Risk assessment strategies
- Regulatory compliance expertise
- FinCEN guidelines knowledge
- Data analytics proficiency
- Financial data analysis skills
- Microsoft Office proficiency
- Quick learning ability
- Self-motivation and initiative
Area Of Expertise
- Conduct Anti Money Laundering reviews from various inputs
- Handle inquiries as a Subject Matter Expert in fraud
- Prepare Suspicious Activity Reports and send to the Financial Crimes Enforcement Network
- Research and evaluate customers through due diligence reviews
- Using SQL to create algorithms for investigations
- Conduct blockchain analysis for various cryptocurrencies
- Determine financial risk and fraud for banking clientele
Timeline
AML Investigator
Guidehouse
12.2021 - Current
Compliance Analyst
American Express
05.2019 - 12.2021
Fraud Specialist
USAA
01.2017 - 04.2019
Cost Basis Associate
Vanguard
07.2016 - 12.2016
Credit Analyst
Chase Bank
02.2013 - 07.2016
Bachelor of Interdisciplinary Studies - Business/ Economics
Arizona State University