JASON BRYSON
Queen Creek
Summary
Dynamic SBA Underwriter with a proven track record in SBA 7(a), Express, and 504 loan programs, recognized for achieving a 100% close rate and underwriting the bank's largest 504 loan in years. Expertise in credit analysis and process improvement, coupled with strong problem-solving skills, drives successful outcomes in complex lending scenarios.
Overview
20
20
years of professional experience
Work History
SBA Underwriter
Busey Bank (previously CrossFirst Bank)
05.2023 - Current
- Recognized for underwriting new SBA loan requests timely, consistently decisioning creditworthy requests correctly, and writing detailed credit memos for complex SBA 7(a), Express, and 504 loans
- Beat out various competitor banks with creative credit structures proposed, while also retaining client commitments, and implementing new bank processes during the bank's merger in 2025
- Underwrote the bank's first 504 in 2024 (a $12MM project) and beat out a local bank competitor
- Proactively structured a new CRE bridge and 7(a) construction loan as a brand-new employee in 2023, without the standard bank underwriting templates in place, in order to meet a short financing contingency window
- Met SBA goal for loans approved and closed as a new SBA department in the first year in 2023
SBA Portfolio Manager (AVP)
Sunflower Bank
03.2020 - 05.2023
- Helped scale the SBA department to $100MM in approvals in 2021 with only 3–4 underwriters
- Achieved a 100% close rate on all approvals in 2022
- Underwrote the bank’s three largest SBA transactions in 2022
- Served as sole underwriter for all SBA 7(a), 504, and servicing modification requests for part of 2022
- Redesigned SBA processes and built customized templates to improve efficiency
Senior Portfolio Manager (AVP)
BMO Harris Bank
04.2013 - 03.2020
- Managed over $100 million across more than 60 commercial relationships in the bank’s highest-performing region
- Specialized in clients with $3 million–$100 million in revenue and $1 million–$15 million in financing needs
- As a new employee in 2013, I negotiated the commitment letter in the banker's absence after underwriting an SBA 7(a) business acquisition loan, Working Capital CAPLine, and EWCP loan, which eventually turned into a $35 million customer relationship.
- Referred to the bank’s largest middle-market client of 2018 (closed with over $1 billion in deposits), in addition to meeting regular job goals
Portfolio Review Officer
National Bank of Arizona
05.2012 - 04.2013
- Supported management of centralized small business loan portfolios approaching $200MM in aggregate
- Helped manage SRP energy loan approvals
Credit Analyst
National Bank of Arizona
05.2010 - 04.2012
- Built a bank-wide covenant monitoring process and executive-level reporting tools
- Trained a six-person underwriting team on covenant monitoring systems
Senior Credit Analyst (AVP)
National Bank of Arizona
06.2006 - 04.2010
- Completed 15-month commercial credit training program
- Top underwriter in 2008, producing $9.4MM in loans underwritten, the highest in department that year
- Created bank’s first ACH underwriting process; managed 600+ product portfolio
Enrollment Counselor
University of Phoenix
03.2006 - 06.2006
- Ranked in top 7% of 6,000+ counselors for online student enrollments at a call center closing cold and warm leads
Education
Bachelor of Arts - Business Communications Studies
Brigham Young University
Provo, UT12-2005
Minor - Business Management
Brigham Young University
Provo, UT12-2005
Skills
- SBA & Commercial Underwriting
- Credit Analysis
- Portfolio Management
- Process Improvement
- Financial Statement Analysis
- Excel
- PowerPoint
- Moody’s Financial Analyst
- Buker’s Tax Analysis
- SBA loan products
- Risk assessment
Accomplishments
• Eagle Scout, Boy Scouts of America
• 1st Degree Black Belt (Taekwondo)
• MVP in Men’s High School Volleyball
• Three Piano Scholarships
• 1st Degree Black Belt (Taekwondo)
• MVP in Men’s High School Volleyball
• Three Piano Scholarships
Timeline
SBA Underwriter
Busey Bank (previously CrossFirst Bank)
05.2023 - Current
SBA Portfolio Manager (AVP)
Sunflower Bank
03.2020 - 05.2023
Senior Portfolio Manager (AVP)
BMO Harris Bank
04.2013 - 03.2020
Portfolio Review Officer
National Bank of Arizona
05.2012 - 04.2013
Credit Analyst
National Bank of Arizona
05.2010 - 04.2012
Senior Credit Analyst (AVP)
National Bank of Arizona
06.2006 - 04.2010
Enrollment Counselor
University of Phoenix
03.2006 - 06.2006
Bachelor of Arts - Business Communications Studies
Brigham Young University
Minor - Business Management
Brigham Young University