Javier Ramos
Laveen
Summary
Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.
Overview
6
6
years of professional experience
Work History
Loan Officer
Evo Home Loans
09.2020 - Current
- Developed and implemented marketing campaigns to attract new customers.
- Maintained strict confidentiality of bank records and client information.
- Identified opportunities to cross-sell and upsell loan products to customers.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Advised clients on mortgage, education and personal loans.
- Cultivated lasting relationships with satisfied clients that led to repeat business as well as referrals from friends or family members.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Monitored pipelines to track and log status of loans.
- Developed and maintained relationships with customers, lenders and other third parties.
- Proactively identified and mitigated risks associated with complex transactions through careful analysis of financial information provided by applicants.
Loan Officer
CMG Home Loans
02.2019 - 09.2020
- Maintained strict confidentiality of bank records and client information.
- Developed and implemented marketing campaigns to attract new customers.
Loan Officer
Lennar Mortgage
02.2018 - 01.2019
- Developed and implemented marketing campaigns to attract new customers.
- Maintained strict confidentiality of bank records and client information.
- Assisted customers with completing loan applications and other paperwork.
- Ensured compliance with all federal and state regulations throughout the loan origination process.
Loan Officer
Gold Star Mortgage
10.2017 - 01.2018
- Developed and implemented marketing campaigns to attract new customers.
- Maintained strict confidentiality of bank records and client information.
Education
No Degree - Business
Rock Valley College
Rockford, ILHigh School Diploma -
Belvidere North High School
Belvidere, IL07.2012
Skills
- Relationship building and management
- Decision-Making
- Financial Services
- Business Development
- Creditworthiness Determination
- Economics Understanding
- Credit analysis
- Practiced at FHA loan process
- Client Counseling
- Basic Mathematics
- Data Entry
- Financial Counseling
- Database Management
Accomplishments
Nahrep top 100 latino southwest loan officers
Presidents club 2021 units closed
Languages
Spanish
Professional Working
Timeline
Loan Officer
Evo Home Loans
09.2020 - Current
Loan Officer
CMG Home Loans
02.2019 - 09.2020
Loan Officer
Lennar Mortgage
02.2018 - 01.2019
Loan Officer
Gold Star Mortgage
10.2017 - 01.2018
No Degree - Business
Rock Valley College
High School Diploma -
Belvidere North High School
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