Joseph De Milita
Phoenix
Summary
Experienced underwriter with a strong background in risk assessment and determining insurance coverage terms. Skilled in evaluating applications to ensure alignment with company standards, resulting in comprehensive policies. Recognized for analytical thinking and effective decision-making abilities, consistently achieving profitable underwriting outcomes.
Overview
23
23
years of professional experience
Work History
Underwriter
Nautilus Insurance Group
03.2014 - Current
- Responsibilities include underwriting and agency relationships
- Territory covers thirteen states with primary focus is NY and PA with a book of $18,000,000 in business
- Multiline focus with emphasis on Property, Casualty, and Excess
- Worked with new agents in order to teach them Nautilus appetites and systems
- Reviewed policy documents before issuance, ensuring accuracy and conformance to approved standards.
- Reduced claim losses by applying expert knowledge in identifying potential risks and setting appropriate premiums.
- Developed relationships with agents to build a productive book of business
Underwriter
Western Security Surplus Insurance Brokers, Inc
08.2002 - 03.2014
- Responsibilities include underwriting and production company reports
- Territory covers eights states with primary focus is CA and TX
- Primary lines of business are Property and Casualty, Personal Lines and Professional
- Successfully revived personal lines book of business
- Asked to take over state of California territory to provide greater underwriting oversight of book
- Developed strong relationships with multiple markets and agents
Education
Master of Science - Space Studies
University of North Dakota
Grand Forks, ND05-2002
Skills
- Underwriting guidelines
- Analyzing data
- Documentation review
- Risk assessment
- Application review
- Relationship building
- Client relationship building
- Portfolio management
Timeline
Underwriter
Nautilus Insurance Group
03.2014 - Current
Underwriter
Western Security Surplus Insurance Brokers, Inc
08.2002 - 03.2014
Master of Science - Space Studies
University of North Dakota
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