Kanan Garayev
Baku
Summary
- Highly trained Credit Analyst offering excellent skills in managing issues, updating files and reviewing financial statements.
- Credit Analyst knowledgeable in conducting background checks and developing methodologies to predict future risk behaviours. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures.
- Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
- Understanding accounting entries, making adjustments to the balance sheet, income statement, statement of changes in equity and preparing cash flow statement.
Overview
11
11
years of professional experience
5
5
years of post-secondary education
1
1
Certification
Work History
Corporate Credit Analyst
Yapıkredi Bank
11.2022 - Current
- Corporate credit analysis, YapıKredi Bank Azerbaijan, To evaluate loan proposals submitted by bank's branches.
- Check compliance of loan offers with legislation and Bank's credit policy.
- In accordance with bank's internal rules, to assess borrower's ability to repay, analyze financial situation, conduct research about borrower and sector in which it operates, determine and measure credit risks and perform relevant tasks mentioned in rules.
- Providing assistance in creating credit opinion by presenting results of evaluation to supervisor.
- To ensure timely delivery of credit opinions given to loan proposals to branch managers.
- To establish contact with relevant departments to solve issues and problems encountered, to inform supervisor about results.
- If necessary, attend customer visits with participation of branch/sales departments together with manager.
- Monitor latest changes in legislation and regulatory legal acts related to credit risk management and contribute to updating relevant internal bank rules, processes and methodologies
- To comply with relevant rules adopted by bank on AML/CFT (AML) and financial sanctions (FS).
Accountant
Veyseloglu Group of Companies
01.2018 - 04.2018
- Cost Management - Apportionment of expenses in different units in order to determine monthly expenses per division.
- Accurately documented all cash, credit, fixed assets, accrued expenses and line of credit transactions.
- Updated journal entries and accounts on accrual basis with Logo software.
- Analyzed budgets and financial projections for accurate reporting of company performance.
- Resolved invoice coding and tracked recurring expenses for accrual entry.
- Reconciled accounts from income and expense data to net worth and assets.
- Created quarterly and yearly balance sheets to track financial trends and performance.
- Analyzed monthly balance sheet accounts for corporate reporting.
Audit Trainee
RSM
10.2016 - 12.2016
- Familiarizing with interim and final audit procedures to analyze financial statements and liquidity.
- Audit documentations and review to audit non-current and current assets (cash, receivables, and inventories), and non-current and current liability.
Recruiter
Azersun Holding
05.2013 - 08.2013
- Screening resumes, filtering candidates, and conducting interviews to identify potential candidates for open positions.
- Coordinating interviews with hiring managers and making recommendations to company managers.
- Developing and updating job descriptions and specifications to improve level of organizational productivity and efficiency in hiring and selecting appropriate candidates.
- Partnering with hiring managers to define staffing needs and identify required skills for new positions.
- Sourcing and recruiting candidates by using databases and social media.
- Conducting applicant tests and skill assessments.
- Negotiating candidate salaries and preparing employment contracts.
- Creating salary proposals for contract negotiations.
- Working with hiring managers to streamline hiring and recruitment process.
- Building candidate pool by placing job advertisements, evaluating applicant resumes, and conducting pre-screening assessments and interviews.
Education
Master of Social Science - Business Management
East Anglia University
Norwich/UK 09.2014 - 08.2015
Pre-Master - Business Management
Anglia Ruskin University
Cambridge/UK 01.2012 - 05.2012
Bachelor - Administrative Management
Azerbaijan Cooperation University
Baku/Azerbaijan 09.2007 - 05.2011
Skills
- Credit risk
- Financial statements analyst
- Financial ratio analysis
- Data analysis
- Credit decisions
- Financial audits
- Credit analysis
Certification
- Business and Technology
- Management Accounting
- Financial Accounting
- Performance Management
- Financial Reporting
- Financial Management
Additional Information
- Excel
- Power BI
- SQL
Languages
Turkish, English, Russian, Germany
Native language
Turkish
Proficient
C2
English
Proficient
C2
Russian
Intermediate
B1
Germany
Elementary
A2
Timeline
Corporate Credit Analyst
Yapıkredi Bank
11.2022 - Current
Accountant
Veyseloglu Group of Companies
01.2018 - 04.2018
Audit Trainee
RSM
10.2016 - 12.2016
Master of Social Science - Business Management
East Anglia University
09.2014 - 08.2015
Recruiter
Azersun Holding
05.2013 - 08.2013
Pre-Master - Business Management
Anglia Ruskin University
01.2012 - 05.2012
Bachelor - Administrative Management
Azerbaijan Cooperation University
09.2007 - 05.2011
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