Khayal Museyibov
Baku,Sabunçu district.
Summary
- Monitored operations and approved loans to ensure compliance and performance standards.
- Assessed the risk levels of identified discrepancies.
- Developed action plans for high-risk issues and, if the discrepancy was caused by an employee, forwarded it to the relevant department for administrative action.
- Conducted checks on operations and loans based on fraud scenarios, and provided recommendations for automating these scenarios if necessary.
- Prepared and presented monthly, quarterly, and annual reports on completed tasks to management.
Overview
10
10
years of professional experience
4
4
years of post-secondary education
Work history
Senior internal control specialist
AFB Bank OJSC
Baku, Yasamal district
2020.06 - Current
- Monitored daily operations of the bank to ensure smooth functioning.
- Conducted reviews of loans processed by bank staff to ensure proper documentation.
- Ensured compliance of approved loans with the Central Bank’s regulations, the laws of the Republic of Azerbaijan, and the bank's internal policies.
- Developed fraud scenarios and performed branch audits based on those scenarios.
- Participated in the product development team, providing feedback on newly created loan products.
- Provided recommendations for eliminating identified issues and monitored the implementation of corrective actions within the bank's other structures.
- Tracked the implementation of audit findings following internal audits conducted by the bank’s Audit department.
- Monitored the execution of decisions made by the bank’s management and provided recommendations for effective implementation.
- Supervised the adherence of the bank’s daily operations to internal tariffs.
- Prepared monthly, quarterly, and annual reports on identified issues and discrepancies.
Loans specialist
AFB Bank OJSC
Baku, Yasamal district
2019.04 - 2020.06
- Attracting new customers to the bank.
- Analyzing the income, credit history, and customer profiles of the attracted clients.
- Sending clients with a positive profile for loan approval to the relevant committees.
- Finalizing loan agreements for clients who receive a positive response.
- Monitoring the loan portfolio.
Business loans specialist
Damir Bank OJSC
Baku, Narimanov district
2015.06 - 2019.04
- Analyzing business loans.
- Preparing balance sheets, profit and loss statements, and cash flow reports.
- Presenting prepared reports to the committee.
- Finalizing loans for clients who received positive feedback.
- Monitoring the assigned loan portfolio.
Education
Bachelor of Arts - Aerospace monitoring
National Aviation Academy
Baku 2009.09 - 2013.06
Languages
Azerbaijan
Native
English
Intermediate
Turkish
Native
Russian
Advanced
Affiliations
- Football, reading books, and traveling as much as possible
Timeline
Senior internal control specialist
AFB Bank OJSC
2020.06 - Current
Loans specialist
AFB Bank OJSC
2019.04 - 2020.06
Business loans specialist
Damir Bank OJSC
2015.06 - 2019.04
Bachelor of Arts - Aerospace monitoring
National Aviation Academy
2009.09 - 2013.06
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