MARIA CARRAZCO
Phoenix
Summary
Dedicated person, responsible with experience in HR, Customer Service, Recruiting, Sales. Completes tasks assigned to her and always seeks to go one step further, likes to work as a team and always wants to learn something new.
Professional underwriting specialist with keen eye for detail and strong commitment to accuracy. Extensive experience in evaluating financial risks and managing complex insurance portfolios. Highly collaborative team player, adaptable to changing needs, and focused on delivering results. Proficient in risk assessment, policy analysis, and client communication.
Overview
7
7
years of professional experience
Work History
Underwriter
Auto Now Financial Services
01.2024 - Current
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
- Made approval and denial recommendations by determining accurate risk levels.
- Examined credit reports, financial statements and tax returns to determine repayment capability.
- Improved risk assessment accuracy by conducting thorough reviews of loan applications and financial documents.
- Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
STEP UP HR COORDINATOR
GEODIS LOGISTICS BBWD
03.2020 - 11.2024
- Planning and coordinate Conversions
- New Employee Orientation
- UltiPro Helper
- Add Warnings in the system
- File
- Hire Right Handling
- Sterling
- Kronos
PROJECT RECRUITER COORDINATOR
GEODIS LOGISTICS BBWD
03.2020 - 11.2024
- Teammate Recruitment
- Temporary Employee Orientations
- UltiPro handling in the process of hiring and submitting onboarding process
- HireRight
- Sterling
- Beeline
- Kronos
- Oversaw and managed on-boarding processes and programs to successfully integrate new, transferred, and promoted employees.
- Facilitated positive interview experiences by providing timely feedback to candidates and maintaining open lines of communication throughout the process.
- Reduced time-to-fill for open positions by effectively coordinating interviews, reference checks, and onboarding procedures.
- Optimized applicant tracking systems for efficiency, ensuring accurate documentation of candidate information and recruitment activities.
- Coordinated incoming job requisitions and applications.
- Scheduled and conducted Number interviews each week.
- Assisted with writing job postings and job descriptions for boards.
- Pre-screened resumes prior to sending to corporate hiring managers for consideration.
- Administered employee benefits programs and assisted with open enrollment.
- Maintained thorough understanding and knowledge of hiring practices, recruitment strategies and staffing industry trends.
- Leveraged social media platforms and online job boards to advertise open positions and engage with potential candidates.
- Assisted in creating an employee referral program that incentivized existing employees to contribute to recruitment efforts, resulting in cost savings and increased retention rates.
FRONT END
EL SUPER
09.2018 - 10.2019
- Good treatment and customer service
- Handling and balancing in the registration boxes
- Preparation off box cuts
- Zero statement from the store for the daily start-up
- Sending of deposits
- Accounting of the safe
- Worked effectively in fast-paced environments.
- Proven ability to learn quickly and adapt to new situations.
- Demonstrated respect, friendliness and willingness to help wherever needed.
- Passionate about learning and committed to continual improvement.
- Paid attention to detail while completing assignments.
- Adaptable and proficient in learning new concepts quickly and efficiently.
Education
No Degree - Ing. Gestion Empresarial
Institutio Tecnologico Superior De Nuevo Casas G.
Nuevo Casas Grandes, Chih08.2014
High School Diploma - Technician Informatic
Nuevo Casas Grandes, Chih04.2013
Skills
- Customer Service
- Hr Helper
- Onboarding
- Office (Word Excel PowerPoint)
- Material Handler
- Sales
- Recruitment
- Ultipro
- Hireright
- Sterling
- Sophie
- Underwriting guidelines
- Analyzing data
- Documentation review
- Application review
- Data collection
- Risk management
- Loan evaluation
- Loan approval & denial
- Teamwork and collaboration
- Multitasking
- Organizational skills
- Multitasking Abilities
- Problem-solving abilities
- Self motivation
- Fraud detection
Timeline
Underwriter
Auto Now Financial Services
01.2024 - Current
STEP UP HR COORDINATOR
GEODIS LOGISTICS BBWD
03.2020 - 11.2024
PROJECT RECRUITER COORDINATOR
GEODIS LOGISTICS BBWD
03.2020 - 11.2024
FRONT END
EL SUPER
09.2018 - 10.2019
No Degree - Ing. Gestion Empresarial
Institutio Tecnologico Superior De Nuevo Casas G.
High School Diploma - Technician Informatic
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