Marie A. Simmons

• Coordinated office operations, ensuring seamless communication among teams and clients.
• Managed scheduling and calendar appointments for senior partners, optimizing time management.
• Developed and maintained filing systems, enhancing document retrieval efficiency.
• Assisted in preparing legal documents, ensuring accuracy and compliance with regulatory standards.
• Coordinated office operations, ensuring seamless communication among teams and clients.
• Managed scheduling and calendar appointments for senior partners, optimizing time management.
• Developed and maintained filing systems, enhancing document retrieval efficiency.
• Assisted in preparing legal documents, ensuring accuracy and compliance with regulatory standards.

• Job duties include: Lending functions such as taking, reviewing and underwriting applications. Ensuring all criteria is effectively in accordance with credit union polices, legal and regulatory requirements. Daily loan balancing and weekly reconciliation reports.
• Accuracy of calculating and verifying income from all sources and assistance provided to other staff as needed. Loan application review to be completed in a timely manner to uphold good working relationships with F & I managers.
• Audits paperwork, recommends loan options, clears stipulations and coordinates with dealer on any deficiencies in paperwork.
• Upload documents to imaging to maintain paperless workspace.
• Annual Salary $52K Contact: Human Resources (480) 784-1082

• Job duties include: All loan servicing and maintenance. Provide officers with access to loan files and necessary documentation, for various loans including commercial and consumer. Reviewing boarding packages for all proper documentation.
• Special Assets-processing, balancing and postings of recoveries. Process OREO loans, nonaccruals, return to accruals, charge off records, and write-downs. Balancing of weekly reports and reconciliation.
• Maintain and update property flood insurance, for accuracy and meeting requirements mandated by federal law.
• Contact: Human Resources (602) 235-6000

• Job duties include: Interviewing loan applicants in person and over the phone, gather background information and examine credit reports, assist member’s with the loan application and process, filing, answer phones, account history and data entry. Loan types include refinancing of 1st and 2nd mortgages, auto loans, signature loans, share loans, and visa credit cards.
• Requesting insurance documentation and updating the loan file for any changes regarding loss payee to protect the Credit Union’s interest.
• Calculate debt ratios, verifying income, determining collateral needs and payment terms for members in person and on the phone, calculating Kelly Blue Books values on automobiles, explaining reasons for denial, and exploring options for members when loans are denied.
• Complete loan documents and disburse loan proceeds when approved, and assist the members researching questions about existing loans, payment status, or any other questions the members may have.
• Assist the accounting manager with various tasks, such as G/L data entry, bank reconciliation; maintain spreadsheet of ATM/DEBIT card journal postings, daily balancing, parcel preparation and weekly and monthly reports.
• Contact: Roy McLaughlin (Manager) (805) 682-2468 Ext. 131
• Paul Spadaro (Accounting Manager) (805) 689-0352

• Job duties included: Cash handling, ATM, wire transfers, stop payments, answering telephone calls, activating and pinning ATM/debit cards, balancing vault, ordering cash, and office supplies.
• Exceptional cash balancing record.
• Experience in Financial Services, such as new accounts, IRA’s, COD and Trust accounts.
• My accomplishments at work included being voted MVP (Most Valuable Team Player) on the branch floor several times.
• Customer relations include being friendly and going above and beyond general customer service.
• Career Training Ventura County Banking Training Center Ventura, CA
• Training included, teller training, financial services, business accounts, health savings, analysis and product knowledge.
• Contacts: Human Resources (805) 473-6844

• Duties included, providing customer service, operated cash register and balanced cash drawer at closing, assisted owner on scheduling, calculating inventory, provided assistance in restocking shelves, and provided office support.
• Contacts: John and Ruth Lane 308 S. Walnut Lane Santa Barbara, CA 93111 (805) 967-1459

• Completed Principles of Taxation I and II.

• My Studies included general education, Banking/Accounting majors.
• My goal is/was to study various aspects of financial services. San Marcos

• Maintained 3.7 GPA throughout all 4 years of high school
• Consistently remained an Honor student throughout high school
• Ranked in the top 100 out of 500 students
• GPA: 3.7 GPA

• Helped to organize teaching lessons
• Provided assistance in the copy room
• Assisted in answering telephones