A highly dynamic professional seeking to contribute to the growth of your company, as well as enhancing my knowledge and abilities.
Smart financial professional applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Diligent individual with strong work ethic.
Overview
9
9
years of professional experience
Work History
Teacher
Child Care Careers Services Preschool
09.2025 - 11.2025
Developed and implemented engaging lesson plans to enhance student learning outcomes.
Facilitated classroom activities that fostered collaboration and critical thinking skills among students.
Assessed student performance through various evaluation methods, providing tailored feedback for improvement.
Mentored new teachers, sharing best practices and strategies for effective classroom management.
Collaborated with parents and guardians to support student development and address individual needs effectively.
Leveraged technology tools to create interactive learning environments, increasing student engagement and participation.
Managed classroom behavior effectively by establishing clear expectations, modeling appropriate conduct, and consistently enforcing established rules and consequences.
Enhanced classroom engagement through the use of interactive teaching methods, such as group projects and hands-on activities.
Differentiated instruction to accommodate diverse learning needs, ensuring each student had an equal opportunity for success.
Coordinated with language specialists to support English Language Learners, fostering more inclusive classroom.
Internal Auditor
Gila River Indian Community
08.2024 - 09.2025
Performed internal audits of financial and departmental operations, developing risk assessments and conducting process for compliance with documented processes.
Prepared audit programs and documentation in alignment with Generally Accepted Auditing Standards (GAAS).
Reviewed financial statements for adherence to International Financial Reporting Standards (IFRS) and corporate regulations.
Evaluated company's policies to determine how well standards adhered to best practices.
Performed internal audits of financial and departmental operations, developing risk assessments and conducting process walkthroughs for compliance with documented processes.
Identified and reported audit issues.
Reviewed and identified risks, analyzed controls and tested compliance.
Produced audit reports.
Documented recommendations to improve internal controls.
Prepared and distributed risk and audit reports to appropriate personnel.
Investigated discrepancies discovered during auditing process.
Delivered subject matter expertise for internal and external customers on compliance best practices and quality control.
Prepared and presented comprehensive reports to upper management and audit team, covering issues and recommendations.
Played instrumental role in company-wide risk assessment efforts, supporting enhancements in business processes and controls.
Maintained effective working relationships with regulatory authorities, suppliers and customers.
Managed compliance efforts, reporting and audits.
Evaluated customer complaints, processes, and all other aspects of operations to assess compliance.
Reviewed documents, files, transcripts, and other records to assess compliance and potential risk.
Liaised with clients to identify and target inefficiencies in areas of risks and business controls, process gaps and workflow discrepancies.
Collaborated with contract team to review client contracts and facilitate personnel compliance training.
Prepared records and data for regular audits.
Developed and implemented corrective actions to bring business areas in line with standards.
Identified control gaps in processes, procedures and systems through in-depth research and assessment and suggested methods for improvement.
Teacher
Maricopa County
08.2022 - 08.2024
Planning and implementing developmentally appropriate curriculum for children.
Monitor policies to ensure full compliance with Federal, and State guidelines.
Follow guidance from supervisors and coaches.
Complete data entry by assigned dates.
Engage with families.
Plan new classroom experiences that interest child and families and meet appropriate developmental stages for each child.
Incorporate multicultural elements that promote diversity and belonging.
Respect, value and support each child and family background.
Develop and maintain positive relationships with each family, site team members, community agencies, community partners, and grantee staff members.
Encourage and Promote family participation and unity in all aspects of Educational Plans.
Carry out authorized emergency and safety procedures and administers first aid/CPR in the classroom as needed.
Developed and implemented lesson plans for diverse student populations.
Utilized differentiated instruction techniques to accommodate various learning styles.
Collaborated with colleagues to create interdisciplinary projects that enhanced student learning.
Utilized various instructional methods, including technology and hands-on activities, to enhance student understanding.
Audited plans to ensure policies, inventory, and financials at my site align with Federal and State requirements.
Oversees budget for site inventory.
Boosted cultural awareness by incorporating children's literature from world cultures.
Implemented reading and writing workshops to increase student literacy and support school reading programs.
Created and developed lesson plans to meet students' academic needs.
Increased educational expertise and knowledge by participating in instructor-oriented workshops.
Adapted teaching methods and materials to meet students' varying needs.
Modified lessons and curriculum to accommodate diverse learners by using strategies such as peer-assisted learning and group work.
Helped students explore concepts with engaging, learning-focused activities.
Servicing Underwriter
AMC
06.2019 - 12.2020
Understand Complete Knowledge of FHA Guidelines
Review Current/New clients loan performance.
Complete appraisal analysis.
Conduct credit analysis. Execute tasks to meet established productivity.
Provide quality due diligence reviews for lenders and private investors. Understand basic financial principles.
Ability to maintain confidentiality.
Evaluate clients background and financial information.
Proficient in reviewing financial documents and credit reports to make lending decisions
Demonstrated ability to analyze loan applications and determine risk level
Managed a portfolio of loan accounts, ensuring timely payments and resolving delinquent accounts.
Analyzed and evaluated financial documents to determine borrower creditworthiness and loan feasibility.
Communicated with loan officers, processors, and borrowers to obtain necessary information and documentation.
Prepared detailed audit reports summarizing findings and recommendations for management.
Conducted thorough reviews of financial documents and credit histories to make informed underwriting decisions
Performed comprehensive analysis of mortgage loan applications to determine eligibility and risk assessment
Worked as a loan processor for a mortgage company, analyzing financial documents and determining loan eligibility.
Conducted financial audits to evaluate compliance with company policies and procedures.
Prepared detailed audit reports documenting findings and recommendations for improvement.
Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
Determined and documented loan conditions and communicated requirements and decisions.
Evaluated loan applications for affordability and conformance with underwriting guidelines.
Made approval and denial recommendations by determining accurate risk levels.
Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
Examined credit reports, financial statements and tax returns to determine repayment capability.
Customer Agent
Tower Loan
05.2017 - 05.2019
Review loan packages for completeness and accuracy, verified and validated income, assets, liabilities and credit documentation.
Maintain knowledge of FHA and state guidelines.
Understand complete knowledge of product and pricing.
Demonstrate ability to work as a team.
Assist with financial needs and plans better suited for the customer.
Assist with leads.
Contact existing/new Accounts and empathize with default customers.
Compile underwriting reports.
Train new hires.
Managed customer inquiries and provided solutions in a timely manner.
Resolved complex customer issues by identifying root causes and implementing effective resolutions.
Consistently exceeded sales targets by upselling and cross-selling products and services.
Managed customer inquiries and resolved issues via phone, email, and live chat.
Assisted in maintaining customer records and updating databases.
Provided exceptional customer service and a positive experience for all clients.
Managed a portfolio of mortgage accounts to ensure compliance with lending regulations.
Analyzed credit reports and financial statements to evaluate loan applications.
Developed and maintained relationships with real estate agents and builders to generate new business.
Communicated with customer to understand needs and concerns.
Recommended changes in process and procedures based on customer feedback.
Maintained open lines of communication with external and internal customers.
Developed solutions for customer independently and with manager.
Responded to customer requests for products, services, and company information.
Identified, monitored and resolved potential problematic customer issues.
Delivered prompt service to prioritize customer needs.
Enhanced productivity levels by anticipating needs and delivering outstanding support.
Responded to customer requests, offering excellent support and tailored recommendations to address needs.
Cross-trained and provided backup support for organizational leadership.
Promoted superior experience by addressing customer concerns, demonstrating empathy, and resolving problems swiftly.
Maintained clean and orderly checkout areas by mopping floors, emptying trash cans and wiping down surfaces.
Increased efficiency and team productivity by promoting operational best practices.
Exhibited high energy and professionalism when dealing with clients and staff.
Created and maintained detailed database to develop promotional sales.