Summary
Overview
Work History
Education
Skills
Certification
Client Testimonials
Timeline
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Noreen  Sparks

Noreen Sparks

Phoenix

Summary

Dynamic Loan Officer/Sales professional with extensive experience at Watermark Home Loans, achieving a 98% pull-through rate while originating diverse loan products. Proficient in credit analysis and Salesforce CRM, I excel in building strong client relationships and delivering exceptional customer service, ensuring informed decision-making throughout the loan process.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Loan Officer

AmeriSave Mortgage
09.2022 - 01.2023
  • Conducted thorough interviews to gather necessary financial information from applicants to complete a 1003.
  • Evaluated loan applications to determine borrower eligibility and creditworthiness.
  • Educated customers on variety of loan products and available credit options to promote valuable decision-making.
  • Assisted clients in understanding mortgage options and selecting suitable products.

Solar Sales Consultant

ADT Solar
06.2022 - 10.2022
  • Presented solar technology solutions tailored to customer needs.
  • Negotiated contracts and led client communications using Salesforce.
  • Conducted research and created market-specific proposals.
  • Use Salesforce CRM to track leads, notes, and produce contracts.

Lead Loan Officer

Watermark Home Loans
11.2019 - 07.2022
  • Funded $7M–$10M monthly with a 98% pull-through rate.
  • Originated and processed conventional, FHA, VA, and purchase loans.
  • Strong consumer relations transitioned to partnerships with clients, realtors, and underwriters.
  • Reviewed credit reports, tax returns, and guided borrowers from pre-qualification to closing.
  • Complete 1003, and collect financial documents to get the file into processing the next day.
  • Follow-ups, CRM tracking.

Loan Officer

J.G. Wentworth
02.2019 - 11.2019
  • Worked in a high-volume consumer direct call center.
  • Educated borrowers on loan options and credit terms.
  • Maintained loan pipeline and resolved inquiries professionally.

Loan Officer

Supreme Lending
07.2018 - 02.2019
  • Provided tailored mortgage advice using consultative sales techniques.
  • Evaluated creditworthiness and ensured compliance with lending standards.

Loan Consultant

Caliber Home Loans
01.2018 - 07.2018
  • Completed borrower applications, ran DU, and advised clients on approvals.

Owner

Eat A Fajita
01.2018 - 05.2018
  • Managed restaurant operations, marketing, and vendor negotiations.
  • Launched community events and local advertising campaigns.

Loan Officer

The Money Source
01.2017 - 01.2018
  • Handled refinance portfolios and educated clients on loan terms.

Loan Advisor

Freedom Mortgage
08.2015 - 01.2017
  • Led training and performance development; ensured top-tier service delivery.

Education

Associate Degree -

South Mountain Community College
Phoenix, AZ
05.2010

High School Diploma -

South Mountain High School
Phoenix, AZ
05.1996

Skills

  • Loan origination (Conventional, FHA, VA)
  • Credit analysis
  • Salesforce CRM proficiency
  • Contract negotiation
  • Communication and relationship building
  • Customer service and support
  • Documentation review
  • Medicare and insurance sales
  • Team training and mentorship

Certification

  • Mortgage Loan Originator License
  • Issued by: NMLS
  • License Number: 735513
  • Insurance Agent – Life and Health / Property and Casualty
  • License Number: 20564326

Client Testimonials

  • "Noreen is a sales agent from Watermark. She is very professional and responds very quickly. Always tried to help me understand the loan application procedure and get the best option for me. Recommend to anyone who wants to shop for a mortgage loan." — Peidong Hu, Mortgage Client
  • "Noreen was knowledgeable, fast and always available to answer all questions. She coordinated the whole process with my agent and the title company. She kept me updated and I did not have to chase her. The process was easy and fast—I could have closed two weeks earlier!" — Satisfied Homebuyer, AZ
  • "Noreen Sparks and her team were very professional. They answered every question I had. Noreen walked me through the process since I'm not good with computers—I'm a visual person—and I couldn't have asked for a better person to get me through my loan. Thank you, Noreen and team." — Linda Rodriguez, Homebuyer
  • "I highly recommend Noreen Sparks. I chose Noreen as my loan officer because she was recommended to me by a friend. Right from the start, we established a solid working relationship, especially because I trusted her direct communication style. My loan went from application to document upload to approval and funding in under 4 weeks—including the Christmas to New Year's holiday! She is a mortgage angel." — Chris Anderson, Mortgage Client

Timeline

Loan Officer

AmeriSave Mortgage
09.2022 - 01.2023

Solar Sales Consultant

ADT Solar
06.2022 - 10.2022

Lead Loan Officer

Watermark Home Loans
11.2019 - 07.2022

Loan Officer

J.G. Wentworth
02.2019 - 11.2019

Loan Officer

Supreme Lending
07.2018 - 02.2019

Loan Consultant

Caliber Home Loans
01.2018 - 07.2018

Owner

Eat A Fajita
01.2018 - 05.2018

Loan Officer

The Money Source
01.2017 - 01.2018

Loan Advisor

Freedom Mortgage
08.2015 - 01.2017

Associate Degree -

South Mountain Community College

High School Diploma -

South Mountain High School
Noreen Sparks