Samira Baghirova
Baku, Azerbaijan. Sabunchu dist, Savalan mass, h.044,BA
Summary
Experienced in evaluating creditworthiness, analyzing financial statements and bank statements, and managing risk exposure. Proven ability to foster team collaboration and adapt to changing needs for optimal results. Recognized for precision, reliability, and delivering impactful outcomes in underwriting.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Jr. Credit Risk Underwriter
PASHA Bank OJSC
09.2024 - Current
Specialist in Yasamal region representative office / Part-time
Xalq Sigorta OJSC
03.2024 - 08.2024
Junior specialist in the service of legal entities / Universal employee
Xalq Bank OJSC
04.2023 - 08.2024
Junior operator on Central Branch
AFB Bank OJSC
02.2022 - 04.2023
Corporate loans intern
AFB Bank OJSC
11.2021 - 01.2022
Intern operative
AFB Bank OJSC
06.2021 - 09.2021
Education
MBA - General purpose (English) / Master
Azerbaijan State Economic University
Baku, Azerbaijan06.2023
BBA - Business Management
Azerbaijan State Economic University
Baku, Azerbaijan06.2020
Skills
- Operation on the accounts of legal and natural persons
- Carrying out transfers abroad
- Conducting card transactions
- Issuance of credit, portfolio management
- Insurance - travel insurance, personal accident, compulsory, casco, real estate, etc
Certification
- Coach Academy - Certificate of distinction on “MS Excel” program
- IATM - “Fundamentals of International Accounting” training certificate
- IATM - Training Certificate” Tax Accounting”
- AMV Consulting - “International Accounting” training certificate
- Bridge Academy - “F3” training certificate
LANGUAGE
Azerbaijani
Bilingual or Proficient (C2)
English
Upper intermediate (B2)
Russian
Upper intermediate (B2)
Turkish
Advanced (C1)
ADDITIONAL ACTIVITIES
- Baku Consulting Group - Theory and Practice
- Ministry of Youth and Sports of Azerbaijan - Young investor
- Google - Digital Marketing
- Istanbul Business Institute - Social Media Expertise
PROGRAMS
- MS OFFICE
- GNI
- FLEXCUBE
- TRANZAXIS
- SPSS
- BI
Timeline
Jr. Credit Risk Underwriter
PASHA Bank OJSC
09.2024 - Current
Specialist in Yasamal region representative office / Part-time
Xalq Sigorta OJSC
03.2024 - 08.2024
Junior specialist in the service of legal entities / Universal employee
Xalq Bank OJSC
04.2023 - 08.2024
Junior operator on Central Branch
AFB Bank OJSC
02.2022 - 04.2023
Corporate loans intern
AFB Bank OJSC
11.2021 - 01.2022
Intern operative
AFB Bank OJSC
06.2021 - 09.2021
MBA - General purpose (English) / Master
Azerbaijan State Economic University
BBA - Business Management
Azerbaijan State Economic University
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