Tahmina Salimkhanova
Baku,AZ
Summary
Knowledgeable professional with several years of experience in operations accounting and clearing, bringing planning and problem-solving abilities. Focused on maximizing resource utilization to support scalable operations and increase bottom-line profitability. Organized and systematic with natural relationship-building and leadership talents.
Overview
20
20
years of professional experience
1
1
Certification
Work History
Director of Operations Department
Bank of Baku OJSC
2010.11 - Current
- Clearing:
- VİSA, Mastercard, Millikart, BKM clearing of card operations
- Urgent payment systems clearing
- Settlements and reconciliation operations with partner companies for collection services both from and to Bank
- Reconciliation of internet-banking, mobile banking, e-commerce transactions with operations in the bank operating system
- Verification and authorization of payment orders and transfer amounts from payers accounts to correspondent accounts, deduction fees
- Verification and authorization of all SWIFT message types
- Execution of incoming payments and transfer from correspondent accounts to receiver's accounts
- Checking account balances on correspondent accounts
- Checking account balances on ATM
- Operations accounting:
- Operations accounting for loan agreements in the bank operating system, including accrual of interest, penalties, repayment of debts, creation of reserves, write-off and other balance and off-balance operations
- Operations accounting for deposit agreements in the bank operating system, including accrual and payment of interest, refund and prolongation
- Operations accounting for interbank transactions: loan, deposit agreements and securities, including accrual and payment of interest, repayments, creation of reserves and other balance and off-balance operations
- Operations accounting for card operations, reflection of card transactions in the bank operating system, update card balances
- Verification, input and subsequent execution of tax orders, inkasso orders, court decisions in the banking operating system
- İnput of customer's paper based payment orders in the bank operating system
- End of day operations in the bank operating system
- Drawing up types of accounting entries for new business products, preparation of technical orders
- Operations control and corrections:
- Operations accounting and checking for payment terminals
- Checking and execution of all kinds corrective balance and off-balance operations on identified errors or according to the orders and decisions
Deputy Director of Operations Department
Bank of Baku OJSC
2010.04 - 2010.11
Head of Operations Accounting Section
Bank of Baku OJSC
2008.05 - 2010.04
- Operations accounting for loan agreements in the bank operating system, including accrual of interest, penalties, repayment of debts, creation of reserves, write-off and other balance and off-balance operations
- Operations accounting for deposit agreements in the bank operating system, including accrual and payment of interest, refund and prolongation
- Operations accounting for interbank transactions: loan, deposit agreements and securities, including accrual and payment of interest, repayments, creation of reserves and other balance and off-balance operations
- Operations accounting for card operations, reflection of card transactions in the bank operating system, update card balances
- End of day operations in the bank operating system
- Operations accounting and checking for payment terminals
- Checking and execution of corrective balance and off-balance operations on identified errors or according to the orders and decisions
Head of the Operational Division
Bank of Baku OJSC
2007.11 - 2008.05
Specialist of the Operational Division
Bank of Baku OJSC
2004.10 - 2007.11
- Verification of loan agreements and input to the banking operating system
- Verification of deposit agreements and input to the banking operating system
- Verification of payment orders and input to the payment system
- Verification, input and subsequent execution of tax orders to the banking operating system
- Execution of balance and off-balance accounting entries for the above mentioned operations
Education
Master's Degree - International Economic Relations
Azerbaijan State University of Economics • UNEC
2005
Bachelor's Degree - International Economic Relations
Azerbaijan State University of Economics • UNEC
2003
Skills
- Leadership
- Ability to teach and mentor
- Solve problems and analyze issues
- Collaborate and promote teamwork
- Honesty and objectivity
- Payment Systems
- Operations management and accounting
- Clearing
- Credit, deposit, card operations
Languages
Russian
Proficient
C2
English
Upper Intermediate
B2
Turkish
Upper Intermediate
B2
Certification
- Financial Accounting, Bridge Academy - 06/2022
- ISO 20022 CBPR+ migration , SWIFT - 06/2021
- ISO 20022 Adoption - Payments & Cash Management Training , SWIFT - 06/2021
- Visual Psychodiagnosis , NGO Psychological Center - 01/2015
- Change management , QK FreeMotion - 11/2014
- Banking Management and Leadership Skills Development , Doğu Akdeniz Üniversitesi - 06/2013
- Managerial skills , ATTF/ Central Bank of the Republic of Azerbaijan - 04/2013
- Train the Trainer , GRBS International - 06/2012
Timeline
Director of Operations Department
Bank of Baku OJSC
2010.11 - Current
Deputy Director of Operations Department
Bank of Baku OJSC
2010.04 - 2010.11
Head of Operations Accounting Section
Bank of Baku OJSC
2008.05 - 2010.04
Head of the Operational Division
Bank of Baku OJSC
2007.11 - 2008.05
Specialist of the Operational Division
Bank of Baku OJSC
2004.10 - 2007.11
Master's Degree - International Economic Relations
Azerbaijan State University of Economics • UNEC
Bachelor's Degree - International Economic Relations
Azerbaijan State University of Economics • UNEC
- Financial Accounting, Bridge Academy - 06/2022
- ISO 20022 CBPR+ migration , SWIFT - 06/2021
- ISO 20022 Adoption - Payments & Cash Management Training , SWIFT - 06/2021
- Visual Psychodiagnosis , NGO Psychological Center - 01/2015
- Change management , QK FreeMotion - 11/2014
- Banking Management and Leadership Skills Development , Doğu Akdeniz Üniversitesi - 06/2013
- Managerial skills , ATTF/ Central Bank of the Republic of Azerbaijan - 04/2013
- Train the Trainer , GRBS International - 06/2012
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