Bachelor of Science - Economic Business/Accounting
University of Phoenix
Glendale, AZ
Tom Rado
Phoenix
Summary
Seasoned Finance Operations Professional with 30 years of experience in automotive finance, credit review, and underwriting support. Expertise in enhancing workflow efficiency, ensuring documentation accuracy, and fostering lender relationships. Pursuing a remote role in finance operations, lending support, or compliance.
Education
Skills
- Loan structuring
- Credit risk analysis
- Risk assessment
- Underwriting support
- Loan documentation
- Portfolio analysis
- Deal negotiation
- Quality compliance
- Process improvement
- Policy adherence
- Process analysis
- Remote workflow coordination
- High-volume documentation
- Team leadership
- Stakeholder communication
- Lender relations
- Credit review
Work History
AUTOMOTIVE FINANCE DIRECTOR/MANAGER
Confidential Auto Group
09.2024 - Current
- Structure, submit, contract, and fund finance deals with a focus on accuracy, compliance, and efficiency.
- Train and support new finance team members to improve performance and maintain process consistency.
- Coordinate with lenders and internal teams to keep funding timelines on track.
- Reduce contract errors and re-signs through careful review and documentation control.
- Support profitability by structuring contracts that balance customer needs and business goals.
- Stay current on lender guidelines, rebate updates, special programs, and bank program changes.
MANAGER
Greenway Ford
Orlando
04.2024 - 08.2024
- Supported finance operations by assisting with funding, deal cleanup, and contract preparation.
- Helped sales and finance teams resolve deal issues and improve funding readiness.
- Assisted with hiring, onboarding, and training of new staff.
- Monitored website and marketing performance metrics to support business decisions.
- Helped protect compliance, gross profit, and operational quality across front-end and back-end processes.
AUTOMOTIVE CORPORATE FINANCE MANAGER
Zengo Opel Auto Group
Baranya Megye
04.2022 - 07.2024
- Reviewed customer credit histories to determine loan eligibility and financing options.
- Prepared financial reports and transaction records for management review and decision-making.
- Ensured compliance with state and federal financing regulations.
- Supported business process improvement through analysis, solution recommendations, and operational review.
- Managed customer accounts and maintained accurate loan-related records.
FINANCE MANAGER
Tempe Chrysler Jeep Dodge Ram
Tempe
11.2019 - 03.2022
- Managed finance and documentation workflows for customer transactions.
- Worked with lenders to secure competitive financing options and timely approvals.
- Reviewed contracts for accuracy prior to customer signatures.
- Resolved customer financing issues while maintaining strong service standards.
- Maintained compliance with internal procedures and external requirements.
FINANCE DIRECTOR
Avondale Mazda
Avondale
05.2014 - 09.2019
- Recruited, trained, and developed finance team members to improve performance and succession strength.
- Evaluated loan applications and supported approval decisions.
- Managed collections reports and tracked outstanding balances.
- Coordinated with banks, financial institutions, and insurance partners.
- Supported compliance, fund management, and operational control.
- Prepared reports and presentations to support financial planning and decision-making.
REGIONAL MANAGER
General Motors / Opel
Baranya Megye
06.2008 - 10.2014
- Oversaw dealership operations across seven cities with focus on compliance, performance, and operational consistency.
- Developed training programs for staff on sales strategy and customer service.
- Analyzed district metrics and implemented improvements to close performance gaps.
- Created local marketing efforts and community engagement strategies.
- Mentored teams to achieve or exceed goals through coaching and accountability.
FINANCE MANAGER
Larry Van Tuyl
Phoenix
07.1997 - 05.2008
- Developed relationships with lenders and customers to optimize financing options.
- Approved loan applications and verified customer information with accuracy and efficiency.
- Used dealership systems to manage finance workflows and documentation.
- Collaborated with teams to efficiently manage high-volume finance activity.
- Maintained product penetration levels while enhancing customer satisfaction.
Open To Nationwide Roles
True
Remote Ready
True
Overview
29
29
years of professional experience