Tural Hasanzade
Baku
Summary
Accomplished financial professional with expertise in credit analysis, financial forecasting, and risk assessment. Demonstrates strong capabilities in regulatory compliance and client relationship management, ensuring robust financial reporting and bank security. Proficient in analytical problem solving, negotiation, and budgeting, with advanced skills in Microsoft Outlook, Word, and Excel.
Overview
7
7
years of professional experience
1
1
Certification
Work history
Business development manager
PTIF
Baku, Azerbaijan
08.2025 - Current
- Developed and implemented business projects in vocational schools to enhance student employability.
- Designed business models aligned with vocational school specialisations.
- Established sector-specific businesses to provide internships and job opportunities for students.
- Prepared financial feasibility studies including profitability and sustainability analyses.
- Managed strategic planning, execution, and performance monitoring of projects.
- Built partnerships with private companies, government institutions, and international stakeholders.
- Developed financial frameworks ensuring long-term viability of business initiatives.
Relationship Manager
PASHA Bank OJSC
Baku
06.2024 - 04.2025
- Managed and developed relationships with corporate clients to facilitate large-scale credit transactions.
- Assessed clients' financial status and creditworthiness to determine suitable financing solutions.
- Prepared and reviewed credit proposals, ensuring compliance with internal policies and regulatory standards.
- Coordinated with internal departments to process and execute credit agreements efficiently.
- Monitored ongoing credit facilities and maintained regular communication with clients to ensure satisfaction and timely repayment.
- Identified new business opportunities and contributed to the growth of the bank’s corporate credit portfolio.
- Ensured accurate documentation and reporting of all credit activities.
Credit Analyst
PASHA Bank OJSC
Baku
07.2022 - 06.2024
- Conducted in-depth financial analysis of corporate clients to assess creditworthiness and identify potential risks.
- Prepared comprehensive credit proposals, including financial forecasts, industry analysis and risk assessments.
- Collaborated with relationship managers to structure tailor-made credit facilities aligned with clients business needs.
- Monitored performance of existing loan portfolios, ensuring compliance with internal policies and regulatory requirements.
- Participated in credit committee meeting and supported decision-making with well-researched analytical insight.
- Maintained up-to-date knowledge of local and international market trends affecting corporate lending.
Budgeting and Reporting Specialist
Azerbaijan Airlines - AZAL
Baku
01.2022 - 07.2022
- Prepare annual and quarterly financial statements and budgets in accordance with International Financial Reporting Standards (IFRS) and local tax (TAX) legislation, submit and approve to the Ministry of Finance (MoF) and the Azerbaijan Investment Holding (AIH).
Accountant Assistant
Libra LLC
Baku
10.2018 - 05.2019
Education
MBA - Business Organization And Management
Azerbaijan State University of Economics (UNEC)
BBA - Economy
Azerbaijan Corporation University
Skills
- Credit analysis
- Financial forecasting
- Risk assessment
- Regulatory compliance
- Client relationship management
- Financial reporting
- Bank security expert
- Financial analysis and reporting
- Negotiation
- Analytical problem solving
- Budgeting
- Microsoft outlook, word, and Excel
Certification
ACCA
- Accountant in Business (F1)
- Management Accounting (F2)
- Financial Accounting (F3)
- Business in Law (F4)
- Financial Reporting (F7)
- Audit and Assurance (F8)
- Financial Management (F9)
CFI
- Commercial Banking and Credit Analyst - CBCA
- Financial Modeling and Valuation Analyst - FMVA
CFA
- Enrolled in CFA Level 1 - expected start date: Oct 2025 | exam date: May 2026
Languages
English
Upper intermediate
Russian
Intermediate
Turkish
Fluent
Timeline
Business development manager
PTIF
08.2025 - Current
Relationship Manager
PASHA Bank OJSC
06.2024 - 04.2025
Credit Analyst
PASHA Bank OJSC
07.2022 - 06.2024
Budgeting and Reporting Specialist
Azerbaijan Airlines - AZAL
01.2022 - 07.2022
Accountant Assistant
Libra LLC
10.2018 - 05.2019
MBA - Business Organization And Management
Azerbaijan State University of Economics (UNEC)
BBA - Economy
Azerbaijan Corporation University