Summary
Overview
Work History
Education
Skills
Websites
LANGUAGES
Timeline
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Zarifa Akbarova

Zarifa Akbarova

Baku,BA

Summary

Dynamic finance professional with extensive experience at Banking, excelling in cash management and liquidity planning. Proven track record in enhancing cash flow forecasting and developing investment strategies. Adept at fostering banking relationships and ensuring regulatory compliance, combining analytical prowess with strong communication skills to drive financial success.

Overview

9
9
years of professional experience

Work History

Treasury Supervisor – Treasury & Reconciliation

Azerbaijan Supermarket LLC
04.2025 - Current
  • Managing investments in local bonds and shares
  • Supervising daily cash control and treasury workflows
  • Ensuring compliance with internal cash handling policies
  • Maintaining cash flow forecasts and liquidity planning
  • Collaborating with banking partners to optimize cash management solutions

AP Supervisor – Treasury & Reconciliation

02.2024 - 03.2025
  • Managing the Accounts Payable team (Merchandise/Non-Merchandise)
  • Overseeing all bank-related operations
  • Handling cash management and petty cash processes
  • Preparing notary-assured legal documents
  • Monitoring and analyzing funding and loan activities

Senior Accountant – Finance Administration

02.2023 - 01.2024
  • Reviewed daily cash flow
  • Prepared/submitted reports for Balance Sheet and P&L
  • Managed credit lines, factoring, BG and LC openings
  • Processed tax payments

Advanced Accountant

04.2022 - 01.2023
  • Tracked payments and receivables
  • Executed e-banking operations
  • Allocate payments and prepare payable reports

Accountant

04.2021 - 03.2022
  • Managed VAT and main payments and receivables
  • Prepared reconciliation reports
  • Followed up on purchase orders

Junior Accountant

04.2019 - 03.2021
  • Processed B2B operations and maintained supplier/customer relations
  • Verified and processed sales data

Accountant Assistant

02.2017 - 03.2019

Education

MBA - Management

Azerbaijan State University of Economics
01-2018

BA - English and French Languages

Azerbaijan University of Languages
01-2016

Skills

  • Cash Management
  • Banking relationships
  • Liquidity planning
  • Cash flow forecasting
  • Investment strategy development
  • Account Reconciliation
  • Financial Analysis
  • Regulatory policy and compliance
  • COINS System
  • GOLD System
  • Microsoft Office Suite
  • Driving licence: B
  • (FPWM) - CFI
  • FMVA - CFI (in process)

LANGUAGES

Azerbaijani (Native)
Russian (Native)
English (Fluent)
Turkish (Upper Intermediate)
French (Intermediate)

Timeline

Treasury Supervisor – Treasury & Reconciliation

Azerbaijan Supermarket LLC
04.2025 - Current

AP Supervisor – Treasury & Reconciliation

02.2024 - 03.2025

Senior Accountant – Finance Administration

02.2023 - 01.2024

Advanced Accountant

04.2022 - 01.2023

Accountant

04.2021 - 03.2022

Junior Accountant

04.2019 - 03.2021

Accountant Assistant

02.2017 - 03.2019

MBA - Management

Azerbaijan State University of Economics

BA - English and French Languages

Azerbaijan University of Languages
Zarifa Akbarova