Kanan Garayev

• Corporate credit analysis, YapıKredi Bank Azerbaijan, to evaluate loan proposals submitted by bank's branches.
• Check compliance of loan offers with legislation and Bank's credit policy.
• In accordance with bank's internal rules, to assess borrower's ability to repay, analyze financial situation, conduct research about borrower and sector in which it operates, determine and measure credit risks and perform relevant tasks mentioned in rules.
• Providing assistance in creating credit opinion by presenting results of evaluation to supervisor.
• To ensure timely delivery of credit opinions given to loan proposals to branch managers.
• To establish contact with relevant departments to solve issues and problems encountered, to inform supervisor about results.
• If necessary, attend customer visits with participation of branch/sales departments together with manager.
• Monitor latest changes in legislation and regulatory legal acts related to credit risk management and contribute to updating relevant internal bank rules, processes and methodologies
• To comply with relevant rules adopted by bank on AML/CFT (AML) and financial sanctions (FS).

• Organizing initial bookkeeping.
• Monitoring actual and fixed budget and investigating significant variances.
• Advising on how to reduce costs and increase profits.
• Prepared monthly bank reconciliations and compiled reports for financial reviews.
• Accurately documented all cash, credit, fixed assets, accrued
• expenses.
• Performed periodic expense variance analysis between budget, forecast and actual amounts.

• Reconciling accounts payable and receivable – analyzing, identifying, collecting and balancing financial
transaction discrepancies.
• Examining bank statements and reconciling them with general ledger entries.
• Keeping an eye on incoming payments from accounts receivable and outgoing payments from accounts
payable.
• Analyzing financial statements and calculating liquidity ratios, profit ratios, operational and gearing (debt) ratios.
• Analyzing data to understand where the company is generating and losing revenue.
• Post journal entries and reconcile accounts, prepare trial balance, maintain general ledgers.

• Cost Management - Apportionment of expenses in different units in order to determine monthly expenses per division.
• Accurately documented all cash, credit, fixed assets, accrued expenses and line of credit transactions.
• Updated journal entries and accounts on accrual basis with Logo software.
• Analyzed budgets and financial projections for accurate reporting of company performance.
• Resolved invoice coding and tracked recurring expenses for accrual entry.
• Reconciled accounts from income and expense data to net worth and assets.
• Created quarterly and yearly balance sheets to track financial trends and performance.
• Analyzed monthly balance sheet accounts for corporate reporting.

• Familiarizing with interim and final audit procedures to analyze financial statements and liquidity.
• Audit documentations and review to audit non-current and current assets and non-current and current liability.

• Screening resumes, filtering candidates, and conducting interviews to identify potential candidates for open positions.
• Coordinating interviews with hiring managers and making recommendations to company managers.
• Developing and updating job descriptions and specifications to improve level of organizational productivity and efficiency in hiring and selecting appropriate candidates.

• Sourcing and recruiting candidates by using databases and social media.
• Conducting applicant tests and skill assessments.
• Negotiating candidate salaries and preparing employment contracts.
• Creating salary proposals for contract negotiations.
• Working with hiring managers to streamline hiring and recruitment process.
• Building candidate pool by placing job advertisements, evaluating applicant resumes, and conducting pre-screening assessments and interviews.