Mubariz Abdiyev

Key responsibilities and achievements include:
🔹 Analytics Center of Excellence (CoE)
-Leading business process automation initiatives to reduce manual workloads and improve operational efficiency across business units
- Supporting Project RE:think, a strategic bank-wide effort to identify and resolve inefficiencies, reduce costs, and redesign outdated processes
- Collaborating with business owners to assess operational gaps and design cost-effective, scalable solutions
- Translating business pain points into structured, actionable solutions and driving implementation in partnership with IT and operations
🔹 Advance & Minicredit Squad
-Conducted in-depth analysis of Advance customer behavior, lifecycle, and performance to increase conversion rates and product profitability
- Evaluated and proposed optimizations for loan terms and conditions, including pricing and eligibility criteria
- Performed impact assessments, LTV (Customer Lifetime Value) calculations, and forecasting to inform product strategy

Key responsibilities:
- Conducting advanced data analysis using SQL, Excel, and Power BI to uncover insights on customer behavior, product usage, and business performance
-Designing and implementing solutions to address business challenges, such as improving customer acquisition, reducing churn, and enhancing loan profitability
-Performing churn and retention analysis to identify at-risk customers and recommend data-backed retention strategies
-Leading impact assessments of changes to loan terms and conditions, including pricing, eligibility, and risk policy

Key responsibilities include:
- Reviewing and evaluating loan applications across consumer lending products
- Conducting thorough analysis of customer data, including income verification, credit history, employment stability, and existing liabilities
- Using internal underwriting systems and scoring models to assess risk and creditworthiness
- Making informed decisions to approve, conditionally approve, or reject loan applications

Key responsibilities included:
- Processing loan applications
- Opening and closing current and deposit accounts, including term and demand deposit management
- Facilitating local and international money transfers, ensuring accuracy and regulatory compliance
- Issuing and managing debit cards