Emil Nurullayev

• Responding to customer inquiries and providing detailed information about the bank’s products and services;
• Ensuring customer identification, opening and closing of accounts;
• Checking documents submitted by customers (contracts, invoices, etc.) and ensuring the accuracy of transactions;
• Preparing and providing account statements and balance confirmations upon customer request;
• Collecting, maintaining, and archiving current documentation in accordance with internal procedures;
• Receiving and conducting preliminary analysis of loan applications, presenting loan projects to the Credit Committee, and participating in committee meetings;
• Analyzing real estate–secured loans, auto loans, and internal or state mortgage loans, submitting them to the Credit Committee, and attending committee sessions;
• Evaluating clients’ business activities (for credit or mortgage purposes), analyzing financial statements, presenting findings to the Credit Committee, and participating in decision-making sessions;
• Preparing and finalizing loan documentation;
• Monitoring and controlling the loan portfolio;
• Managing the acceptance, documentation, and administration of real estate–secured, auto, and mortgage loans;
• Overseeing the valuation of real estate collateral and ensuring compliance with relevant registration processes;
• Acting as a multi-universal credit specialist, working with various loan products including real estate–secured, auto, and mortgage loans.

-Accepting customers and providing them with information about credit products;
-Participation in the work of credit payments given on the basis of customers;
-Ensuring approval of approved loans;
-Acceptance of the payment of the customer who applied for the payment of the taken loan.
-Analysis of the financial situation and stability of customers
-Making credit decisions independently and minimizing credit risks
-To constantly conduct market research and stay abreast of the market to provide customers with comparative and dynamic information
-Attracting customers
-To make suggestions for improving the quality of service
-To analyze and report on the customer's offers and experiences related to products. And make suggestions about it

• -Accepting customers and providing them with information about credit products;
  -Participation in the work of credit payments given on the basis of customers;
  -Ensuring approval of approved loans;
  -Acceptance of the payment of the customer who applied for the payment of the taken loan.
  -Analysis of the financial situation and stability of customers
  -Making credit decisions independently and minimizing credit risks
  -To constantly conduct market research and stay abreast of the market to provide customers with comparative and dynamic information
  -Attracting customers
  -To make suggestions for improving the quality of service
  -To analyze and report on the customer's offers and experiences related to products. And make suggestions about it

• Conducting active sales promotion and searching for potential customers;
• Monitoring the quality of the loan portfolio and regular contact with customers to keep;
• Receive and analyze customer requests;